Mobile County property record for 75 S Lafayette St, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 1991 |
| Lot Size | 0.23 acres (10,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,500 (Mar 2014) |
| Tax Bill | $906 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022910223001077 |
| Primary APN | R022910223001077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 1,692 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,049 sqft (0.23 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | 170 sqft |
| Patio Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 904766 |
|---|---|
| Street Address | 75 S LAFAYETTE ST |
| City | MOBILE |
| State | AL |
| Zip | 36604-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMG NE COR CONTI & LAFAYETTE STS TH NLY 150 FT TO BEG TH CONT NLY 51.9 FT TH ELY 198 FT(D) 191 FT(S) TH SLY 50 TH WLY 250 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 22 |
| Legal Subdivision | PARKER STREET |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 S LAFAYETTE ST, MOBILE, AL 36604-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE INC |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2014 · Amount on Record |
| Deed Sale | Mar 31, 2014 · Amount on Record |
| Prior Sale | Apr 18, 2006 |
| Deed Document Number | 201412063 |
| Deed Book / Page | 7128 / 620 |
| Prior Transfer Date | Oct 3, 1996 |
| Prior Transfer Doc | 0000069570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 10, 2026 |
| Property Address | 75 S LAFAYETTE ST, MOBILE, AL 36604-1730 |
| Document Number | 0000041397 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202641397 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 75 S LAFAYETTE ST, MOBILE, AL 36604-1730 |
| Document Number | 0000041397, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202641397 |
| Name | MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 75 S LAFAYETTE ST, MOBILE, AL 36604-1730 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000029955 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021029955 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Sep 1, 2050 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $906.00 (+5.72%) Homeowner's exemption | $15,180 (+5.42%) Land $3,500 Building $11,680 | $151,800 (+5.42%) Land $35,000 Building $116,800 |
| 2024 | $857.00 (+7.8%) Homeowner's exemption | $14,400 (+7.46%) Land $3,600 Building $10,800 | $144,000 (+7.46%) Land $36,000 Building $108,000 |
| 2023 | $795.00 Homeowner's exemption | $13,400 Land $3,250 Building $10,150 | $134,000 Land $32,500 Building $101,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1979–1998) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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