75 Rose Ct, Albany, NY 12209 Property Records

Albany County and Albany City property record for 75 Rose Ct, Albany, NY 12209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1950
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2017)
Tax Bill	$6,535 (2026)
Deeds & Mortgages	Dec 2020 Refinance Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010100 75.59-4-19`

Property Details

APN / Parcel Number

Primary APN	`010100 75.59-4-19`
Alternative APNs	`010007505900040190000000` `07505900040190000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	120 ft deep x 42.5 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	363 sqft
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07505900040190000000
Street Address	75 ROSE CT
City	ALBANY
State	NY
Zip	12209-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	1 WOOD-COMP & GAR 1506918
Legal Subdivision	CHASE A RESIDENITAL ZONE
Legal Block	4
Legal Lot Number	19.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	3
Census Block	3000
Census Tract	1902

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 ROSE CT, ALBANY, NY 12209-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance CCFCU FUNDING LLC
Nov 30, 2020	Loan Modification, Mortgage · Conventional with PMI HOMEOWNERS ADVANTAGE
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Document Number	20177656
Last Transfer Date	Nov 30, 2020
Transfer Doc	0000031466
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Dec 28, 2020
Property Address	75 ROSE CT, ALBANY, NY 12209-1328
Document Number	0000001466
Map Reference	MAP 430 CL 2 DR 37
Instrument Date	Nov 30, 2020
Instrument	R2020-31466
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ROSE CT, ALBANY, NY 12209-1328

Mortgage

Document Number	0000031469
Date	Dec 28, 2020
Instrument	R2020-31469

Lender

Name	CCFCU FUNDING LLC
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate	3.25%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	75 ROSE CT, ALBANY, NY 12209-1328
Document Number	0000031469
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ROSE CT ALBANY NY 122091328, ALBANY, NY 12209-1328

Mortgage

Document Number	0000031469
Date	Dec 28, 2020
Instrument	31469

Lender

Name	HOMEOWNERS ADVANTAGE
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Interest

Rate	3.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 3, 2017
Property Address	75 ROSE CT, ALBANY, NY 12209-1328
Document Number	0000007656
Map Reference	MAP430 DR37
Instrument Date	Mar 29, 2017
Instrument	R2017-07656
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 WESTMERE TER, 6, ALBANY, NY 12203-4450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 WOODLAKE RD APT 11, 11, ALBANY, NY 12203-4160

Mortgage

Document Number	0000007657
Date	Apr 3, 2017
Instrument	R2017-07657

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.12%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,535.00 (+14.15%)
2025		$249,000 (+69.39%) Land $49,800 Building $199,200	$259,375 (+24.98%) Land $51,875 Building $207,500
2023		$147,000 (-) Land $29,000 Building $118,000	$207,539 (+12.55%) Land $40,943 Building $166,596
2022		$147,000 Land $29,000 Building $118,000	$184,395 Land $36,377 Building $148,018
2021	$5,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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