75 River's Edge Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 75 River's Edge Ln, Palm Coast, FL 32137

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,223 sqft · built 2003
Lot Size	0.043 acres (1,908 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (May 2021)
Tax Bill	$5,538 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-11-31-4075-00080-0750`

Property Details

APN / Parcel Number

Primary APN	`05-11-31-4075-00080-0750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,223 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Construction Type	Masonry / Concrete Block
Lot Area	1,908 sqft (0.043 acres)
View / Lot	Average

Location & Zoning

Street Address	75 RIVERS EDGE LN
City	PALM COAST
State	FL
Zip	32137-4511
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MARINA COVE LANDINGS CONDO PARCEL 8 UNIT 75 & UNDIVIDED INT INCOMMON ELEMENTS OR 862 PG 95 OR 1013/1019 OR 1857/ 1551 OR 1868
Legal Range	31E
Legal Township	11S
Legal Section	05
Legal Subdivision	MARINA COVE
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1003
Census Tract	60105

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1 OAK RIDGE CT, MANORVILLE, NY 11949-3240
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	May 9, 2012 · Amount on Record
Deed Document Number	2021029056
Deed Book / Page	2566 / 1269
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 26, 2021
Property Address	75 RIVERS EDGE LN, PALM COAST, FL 32137-4511
Document Number	0025661269
Book / Page	2566 / 1269
Map Reference	MB 862 PG 95
Instrument Date	May 24, 2021
Instrument	2021029056
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	TRULY YOURS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 LOB WEDGE LN, 43, BUNNELL, FL 32110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 OAK RIDGE CT, MANORVILLE, NY 11949-3240

Mortgage

Document Number	25661271
Date	May 26, 2021
Instrument	2566/1271

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	75 RIVERS EDGE LN, PALM COAST, FL 32137-4511
Document Number	0022490818
Book / Page	002249 / 000818
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 RIVERS EDGE LN PALM COAST FL 321374511, PALM COAST, FL 32137-4511

Mortgage

Document Number	0022490818
Date	Dec 27, 2017
Book Page	002249/000818
Instrument	44896

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,538.00 (+35.7%)	$396,210 (+79.85%) Building $396,210	$396,210 (+79.85%) Building $396,210
2023	$4,081.00 (-2.65%)	$220,300 (-) Building $220,300	$220,300 (-) Building $220,300
2022	$4,192.00	$220,300 Building $220,300	$220,300 Building $220,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 318 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	522 units insured incl. 204 condo units
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet.

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