75 River St, Helen, GA 30545 Property Records

White County property record for 75 River St, Helen, GA 30545

Property Summary

Property Type	Restaurant
Details	2 bd · 2 ba · 684 sqft · built 1926
Lot Size	0.074 acres (3,210 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2020)
Tax Bill	$1,422 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`H04C 011`

Property Details

APN / Parcel Number

Primary APN	`H04C 011`
Alternative APN	`82067`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	684 sqft Base Area
1st Floor Area	684 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	3,210 sqft (0.074 acres)
Lot Width	30 ft Width
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	834 sqft
Deck Area	680 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	82067
Street Address	75 RIVER ST
City	HELEN
State	GA
Zip	30545
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C1
Legal Description	LL 38 LD 3 LT 10 BLK 1
Legal Subdivision	JOHN E WYNN & SHARRON W WYNN
Legal Block	1
Legal Lot Number	10
Jurisdiction	WHITE GA
Township / Civil Division	HELEN
Census Block Group	1
Census Block	1061
Census Tract	950102

Owner

Source: White County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 HIGH RDG, CLEVELAND, GA 30528-2442
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2020	Warranty Deed, Transfer UNITED CMNTY BK
Sep 17, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	20201357
Deed Book / Page	1759 / 683
Prior Transfer Date	Oct 17, 2014
Prior Transfer Doc	0015580171
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Jul 3, 2020
Property Address	75 RIVER ST, HELEN, GA 30545
Document Number	0017590683
Book / Page	001759 / 000683
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RIVER ST HELEN GA 30545, HELEN, GA 30545

Mortgage

Document Number	17590685
Date	Jul 3, 2020
Book Page	001759/000685

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CLEVELAND, GA 30528

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 2, 2035

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE GA
Recording Date	Sep 17, 2018
Property Address	75 RIVER ST, HELEN, GA 30545
Document Number	0016900190
Book / Page	001690 / 000190
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 RIVER ST HELEN GA 30545, HELEN, GA 30545

Tax Assessment & Valuation

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	White County
Municipality	Helen City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,422.00 (-10.96%)
2025	$1,597.00 (-1.05%)	$65,584 (+5.97%) Land $51,000 Building $14,584	$163,960 (+5.97%) Land $127,500 Building $36,460
2024	$1,614.00 (-8.56%)
2023		$61,892 (-) Land $46,500 Building $15,392	$154,730 (-) Land $116,250 Building $38,480
2022	$1,765.00	$61,892 Land $46,500 Building $15,392	$154,730 Land $116,250 Building $38,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 68 individual policies
Nearby Flood Policies	118 units insured incl. 50 condo units
Nearby Flood Claims	25 (2004–2022)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jan 2022
Claims by Event	Severe Storms And Tornadoes, Mar 2021 · 8 claims Hurricane Ivan, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELEN serves 1,851 people · EPA ID GA3110001
Water Source	Purchased surface water from WHITE CO WATER & SEWERAGE AUTH
Last State Inspection	Jun 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25

May also be available: AT&T, T-Mobile, Verizon.

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