75 Ridgeview Ln, Canton, NC 28716 Property Records

Haywood County property record for 75 Ridgeview Ln, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,232 sqft · built 1994
Lot Size	1.24 acres (54,363 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (May 2020)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8645-93-2407`

Property Details

APN / Parcel Number

Primary APN	`8645-93-2407`
Alternative APN	`261833`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Heated Area
Gross Area	2,256 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	54,363 sqft (1.24 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	261833
Street Address	75 RIDGEVIEW LN
City	CANTON
State	NC
Zip	28716-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75 RIDGEVIEW LN
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	2
Census Block	2028
Census Tract	921302

Owner

75 Ridgeview Ln is owned and occupied by two individuals who bought it in May 2020.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 RIDGEVIEW LN, CANTON, NC 28716-8310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 18, 2020	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Mar 25, 1994 · Amount on File
Deed Document Number	20204481
Deed Book / Page	997 / 2035
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	75 RIDGEVIEW LN, CANTON, NC 28716-8310
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010920890
Date	Aug 15, 2023
Book Page	1092/890
Instrument	2023006996

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 18, 2020
Property Address	75 RIDGEVIEW LN, CANTON, NC 28716-8310
Document Number	0009972035
Book / Page	997 / 2035
Instrument Date	May 14, 2020
Instrument	2020004481
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 19304, ASHEVILLE, NC 28815-1304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RIDGEVIEW LN, CANTON, NC 28716-8310

Mortgage

Document Number	0009972040
Date	May 18, 2020
Instrument	997/2040

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 75 Ridgeview Ln was $1,401.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,200 (-) Land $53,100 Building $183,100
2025	$1,401.00	$236,200 Land $53,100 Building $183,100	$236,200 Land $53,100 Building $183,100
2023		$236,200 Land $53,100 Building $183,100	$236,200 Land $53,100 Building $183,100
2021			$236,200 Land $53,100 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Ridgeview Ln in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	40 (1994–2024)
Claims Outside the SFHA	12 of 40
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims Hurricane Ivan, Sep 2004 · 8 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Ridgeview Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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