Lonoke County property record for 75 Ridgefield Cv, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,708 sqft · built 2000 |
| Lot Size | 11.8 acres (516,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $487,620 (Feb 2022) |
| Tax Bill | $2,386 (2024) |
| Deeds & Mortgages | Oct 2020 Line of Credit Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390-50020-000 |
| Primary APN | 390-50020-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,708 sqft Living Area |
| Gross Area | 3,280 sqft |
| 1st Floor Area | 2,708 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 516,832 sqft (11.8 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,008 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 528 sqft |
| Patio Area | 528 sqft |
| Kennel | Kennel |
| Utility Building | 1,056 sqft |
| Arbor/Pergola | Arbor/Pergola |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 75 RIDGEFIELD CV |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176-9161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 10 |
| Legal Subdivision | SHADY GROVE II |
| Legal Block | 2 |
| Legal Lot Number | 20,20 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | WARD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20102 |
75 Ridgefield Cv is owned and occupied by two individuals who bought it in February 2022.
Source: Lonoke County records, as of November 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 25, 2022 | Warranty Deed, Transfer · VA Mortgage LOW VA RATES LLC |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 11, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jan 19, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Jun 12, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on File |
| Deed Sale | Feb 25, 2022 · Amount on File |
| Prior Sale | Jan 19, 2018 · Amount on File |
| Deed Document Number | 20222306 |
| Prior Transfer Date | Feb 18, 2022 |
| Prior Transfer Doc | 0000002305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Document Number | 0000012203 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 2020/12203 |
| Instrument | 2020-12203 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012349 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 2021/12349 |
| Instrument | 2021-12349 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Feb 25, 2022 |
| Property Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Document Number | 0000002306 |
| Book / Page | 2022 / 2306 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022-02306 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 RIDGEFIELD CV, 75, WARD, AR 72176-9161 |
| Name | Verified Name |
|---|---|
| Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Document Number | 0202202307 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-02307 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Document Number | 0000005994 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 RIDGEFIELD DR WARD AR 72176, WARD, AR 72176 |
| Document Number | 0000005994 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 5994 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Document Number | 0000002011 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 RIDGEFIELD DR WARD AR 72176, WARD, AR 72176 |
| Document Number | 0000002011 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2011 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jan 19, 2018 |
| Property Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Document Number | 0000000478 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 478 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 RIDGEFIELD DR WARD AR 72176, WARD, AR 72176 |
| Document Number | 479 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 479 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MT 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 18, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 75 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Document Number | 0000006146 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 75 RIDGEFIELD CV WARD AR 721769161, WARD, AR 72176-9161 |
| Document Number | 0000006146 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 6146 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lonoke County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,880 Land $7,800 Building $55,080 | $314,400 Land $39,000 Building $275,400 | |
| 2024 | $2,386.00 (-3.05%) | ||
| 2023 | $2,461.00 Homeowner's exemption | $62,880 Land $7,800 Building $55,080 | $314,400 Land $39,000 Building $275,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 75 Ridgefield Cv in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Ridgefield Cv is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
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