Madison County property record for 75 Ridge Ave, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,822 sqft |
| Lot Size | 0.549 acres (23,933 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Nov 2009) |
| Tax Bill | $3,157 (2025) |
| Deeds & Mortgages | Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | B011-0002-0003-B |
| Primary APN | B011-0002-0003-B |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,822 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 23,933 sqft (0.549 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 61384 |
|---|---|
| Street Address | 75 RIDGE AVE |
| City | BEREA |
| State | KY |
| Zip | 40403-1880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEAN-HERNDON ADDT LOT 23 & 24 |
| Legal Subdivision | DEAN |
| Legal Block | I |
| Legal Lot Number | 23,24 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11304 |
75 Ridge Ave is owned and occupied by two individuals who bought it in November 2009.
Source: Madison County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 RIDGE AVE, BEREA, KY 40403-1880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2009 · Amount on File |
| Deed Sale | Nov 16, 2009 · Amount on File |
| Prior Sale | Oct 27, 2006 · Amount on File |
| Deed Document Number | 2009435683 |
| Deed Book / Page | 651 / 581 |
| Prior Transfer Date | Oct 23, 2006 |
| Prior Transfer Doc | 0D0614/177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 9, 2019 |
| Property Address | 75 RIDGE AVE, BEREA, KY 40403-1880 |
| Document Number | D00779/576 |
| Book / Page | D00779 / 576 |
| Map Reference | MB 28 PG 66 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 2014000404 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 TERRI AVE, 226, BEREA, KY 40403-1818 |
| Name | Verified Name |
|---|---|
| Address | 75 RIDGE AVE, BEREA, KY 40403-1880 |
The 2025 property tax bill for 75 Ridge Ave was $3,157 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,157.00 Homeowner's exemption | $314,000 | $314,000 |
| 2023 | $2,598.00 Homeowner's exemption | $245,000 | $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (2010–2026) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Ridge Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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