75 Richard Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 75 Richard Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,386 sqft · built 1953
Lot Size	0.14 acres (6,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Feb 2024)
Tax Bill	$9,796 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02110-0000-00046`

Property Details

APN / Parcel Number

Primary APN	`19-02110-0000-00046`
Alternative APN	`190211000046`

Interior

Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,111 sqft (0.14 acres)
Lot Dimensions	101 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	75 RICHARD TER
City	UNION
State	NJ
Zip	07083-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BRONK HOMES SEC 3
Legal Block	2110
Legal Lot Number	46
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2010
Census Tract	32600

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 RICHARD TER, UNION, NJ 07083-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Aug 3, 1999 · Amount on Record
Deed Document Number	202436008
Deed Book / Page	6538 / 2019
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Feb 29, 2024
Property Address	75 RICHARD TER, UNION, NJ 07083-4714
Document Number	0065382019
Book / Page	6538 / 2019
Instrument Date	Dec 22, 2023
Instrument	36008
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 COOLIDGE RD, MAPLEWOOD, NJ 07040-1501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RICHARD TER, UNION, NJ 07083-4714

Mortgage

Document Number	0154682428
Date	Feb 29, 2024
Book Page	15468/2428
Instrument	61860

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,000 (-) Land $19,400 Building $22,600	$42,000 (-) Land $19,400 Building $22,600
2025	$9,796.00 (+4.36%)	$42,000 (-) Land $19,400 Building $22,600	$42,000 (-) Land $19,400 Building $22,600
2024	$9,387.00 (+6.86%)
2023		$42,000 (-) Land $19,400 Building $22,600	$42,000 (-) Land $19,400 Building $22,600
2022	$8,784.00	$42,000 Land $19,400 Building $22,600	$42,000 Land $19,400 Building $22,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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