75 Prospect St, Newark, NJ 07105 Property Records

Essex County and Newark City property record for 75 Prospect St, Newark, NJ 07105

Property Summary

Property Type	Single Family Home
Details	4,065 sqft · built 2003
Lot Size	0.055 acres (2,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Oct 2003)
Tax Bill	$11,601 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00185-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`14-00185-0000-00017`
Alternative APN	`140018500017`

Interior

Stories	2 Stories
Building Area	4,065 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	2,409 sqft (0.055 acres)
Lot Dimensions	100 ft deep x 10 ft wide

Location & Zoning

Old Parcel Number	140018500017
Street Address	75 PROSPECT ST
City	NEWARK
State	NJ
Zip	07105-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24.10X100
Legal Subdivision	CITY/NEWARK
Legal Block	185
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2005
Census Tract	7900

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 PROSPECT ST, NEWARK, NJ 07105-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NATIONAL BANK
Oct 4, 2017	Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
May 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2003 · Amount on Record
Deed Sale	Oct 25, 2003 · Amount on Record
Prior Sale	Jan 17, 1997 · Amount on Record
Deed Book / Page	6004 / 271
Last Transfer Date	May 24, 2017
Transfer Doc	0000044785
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	75 PROSPECT ST, NEWARK, NJ 07105-1807
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062494
Date	Jul 19, 2017
Instrument	2017062494

Lender

Name	VALLEY NATIONAL BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	75 PROSPECT ST, NEWARK, NJ 07105-1807
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	BLANK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088265
Date	Oct 4, 2017
Instrument	2017088265

Lender

Name	VALLEY NATIONAL BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	75 PROSPECT ST, NEWARK, NJ 07105-1807
Document Number	0000038949
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	75 PROSPECT ST NEWARK NJ 071051807, NEWARK, NJ 07105-1807

Mortgage

Document Number	0000038949
Date	Apr 20, 2020
Instrument	38949

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 19, 2030

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	May 24, 2017
Property Address	75 PROSPECT ST, NEWARK, NJ 07105-1807
Document Number	0000044785
Instrument Date	May 24, 2017
Instrument	44785
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 PURPOSE ST NEWARK NJ 07105, NEWARK, NJ 07105

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,100 (-) Land $69,000 Building $221,100	$290,100 (-) Land $69,000 Building $221,100
2025	$11,601.00 (+5.16%)	$290,100 (-) Land $69,000 Building $221,100	$290,100 (-) Land $69,000 Building $221,100
2024	$11,032.00 (+1.79%)
2023		$290,100 Land $69,000 Building $221,100	$290,100 Land $69,000 Building $221,100
2022	$10,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Newark Fiber, T-Mobile, Xfinity.

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