Bergen County and Ramsey Borough property record for 75 Prince St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,020 sqft · built 1950 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Mar 2023) |
| Tax Bill | $17,633 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02904-0000-00007 |
| Primary APN | 48-02904-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,020 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 75 PRINCE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.215AC |
| Legal Subdivision | RAMSEY |
| Legal Block | 2904 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 PRINCE ST, RAMSEY, NJ 07446-2478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Feb 19, 2021 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2023 · Amount on Record |
| Deed Sale | Mar 9, 2023 · Amount on Record |
| Prior Sale | Feb 19, 2021 · Amount on Record |
| Deed Document Number | 202317481 |
| Deed Book / Page | 4947 / 1976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 9, 2023 |
| Property Address | 75 PRINCE ST, RAMSEY, NJ 07446-2478 |
| Document Number | 0049471976 |
| Book / Page | 4947 / 1976 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023017481 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,411.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 SADDLE BROOK DR, HO HO KUS, NJ 07423-1315 |
| Name | Verified Name |
|---|---|
| Address | 75 PRINCE ST, RAMSEY, NJ 07446-2478 |
| Document Number | 2023017482 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023017482 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 19, 2021 |
| Property Address | 75 PRINCE ST, RAMSEY, NJ 07446-2478 |
| Document Number | 0039650344 |
| Book / Page | 3965 / 344 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2021021719 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 ARTHUR DR, 28, RUTHERFORD, NJ 07070-2516 |
| Name | Verified Name |
|---|---|
| Address | 75 PRINCE ST, RAMSEY, NJ 07446-2478 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $785,700 (-8.26%) Land $302,300 Building $483,400 | $785,700 (-8.26%) Land $302,300 Building $483,400 | |
| 2025 | $17,633.00 (-3.93%) | $856,400 (+31.67%) Land $282,300 Building $574,100 | $856,400 (+31.67%) Land $282,300 Building $574,100 |
| 2024 | $18,354.00 (+7.59%) | ||
| 2023 | $650,400 (-) Land $241,100 Building $409,300 | $650,400 (-) Land $241,100 Building $409,300 | |
| 2022 | $17,059.00 (+28.12%) | $650,400 Land $241,100 Building $409,300 | $650,400 Land $241,100 Building $409,300 |
| 2021 | $13,315.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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