75 Poppy Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 75 Poppy Rd, Carmel Valley, CA 93924

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,540 sqft · built 1959
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$1,650,000 (Jul 2025)
Tax Bill$16,546 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN187-503-020-000

Property Details

APN / Parcel Number

Primary APN187-503-020-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,540 sqft Living Area
1st Floor Area2,540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area14,810 sqft (0.34 acres)
Garage Area324 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address75 POPPY RD
CityCARMEL VALLEY
StateCA
Zip93924-9618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 197 ADD NO 3 TO AIRWAY RCHO POR OF L 2 BLK 5 AS DESC IN VOL 1859 PG 54 O R MTY CO
Legal SubdivisionADD
Legal Tract197
Legal Block5
Legal Lot Number2
JurisdictionMONTEREY CA
Township / Civil DivisionCARMEL VALLEY
Census Block Group1
Census Block1014
Census Tract11001

Owner

75 Poppy Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Monterey County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address75 POPPY RD, CARMEL VALLEY, CA 93924-9618
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Commercial Mortgage
MONTAGE HEALTH
Jun 10, 2021Grant Deed, Transfer · Conventional Mortgage
FREMONT BANK
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST
Mar 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 11, 2018Trustee's Deed, Construction Loan · Construction Mortgage
HAMILTON D & M FAMILY TR (RT)
Jul 14, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2025 · Amount on File
Deed SaleJul 16, 2025 · Amount on File
Prior SaleJun 10, 2021 · Amount on File
Deed Document Number202523122
Prior Transfer DateDec 7, 2005
Prior Transfer Doc0000130916
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address75 POPPY RD, CARMEL VALLEY, CA 93924-9618
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 POPPY RD, CARMEL VALLEY, CA 93924-9618

Mortgage

Document Number0000041019
DateJun 10, 2021
Instrument2021041019
Lender
NameMONTAGE HEALTH
TypeNon-Lending Institution
AddressMONTEREY, CA 93942
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJun 10, 2021
Property Address75 POPPY RD, CARMEL VALLEY, CA 93924-9618
Document Number0000041017
Map ReferenceMB 5 PG 67
Instrument DateJun 1, 2021
Instrument2021041017
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1222 OAK HILL RD, DOWNERS GROVE, IL 60515-1150

Mortgage

Document Number0000041018
DateJun 10, 2021
Instrument2021041018
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 1, 2026
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change5.87%
Max Rate8.87%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address75 POPPY RD, CARMEL VALLEY, CA 93924-9618
Document Number0000040304
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 POPPY RD CARMEL VALLEY CA 939249618, CARMEL VALLEY, CA 93924-9618

Mortgage

Document Number0000040304
DateAug 11, 2020
Instrument40304
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 10, 2050

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateMar 15, 2019
Property Address75 POPPY RD, CARMEL VALLEY, CA 93924-9618
Document Number0000010178
Instrument DateFeb 2, 2019
Instrument10178
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address900 VIA DEL CASTILLE MORGAN HILL CA 950375834, MORGAN HILL, CA 95037-5834

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONTEREY CA
Recording DateDec 11, 2018
Property Address75 POPPY RD, CARMEL VALLEY, CA 93924-9618
Instrument DateDec 4, 2018
Instrument55969
Transaction TypeConstruction Loan
Record UpdatedDec 28, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 VIA DEL CASTILLE MORGAN HILL CA 95037, MORGAN HILL, CA 95037

Mortgage

Document Number0000055969
DateDec 11, 2018
Instrument55969
Lender
NameHAMILTON D & M FAMILY TR (RT)
AddressPO BOX 508, SAN MARTIN, CA 95046-0508
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term24 Months
DueDec 10, 2020

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJul 14, 2017
Property Address75 POPPY RD, CARMEL VALLEY, CA 93924-9618
Document Number0000037458
Map ReferenceVOL5 PG67
Instrument DateJul 12, 2017
Instrument2017037458
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 POPPY RD, CARMEL VALLEY, CA 93924-9618

Mortgage

Document Number0000037459
DateJul 14, 2017
Instrument2017037459
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 75 Poppy Rd was $16,546, up 2.9% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictCarmel Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,650,000 (+5.49%) Land $975,000 Building $675,000
2025$16,546.00 (+2.94%) Homeowner's exemption$1,564,113 Land $974,188 Building $589,925
2024$16,074.00 (+0.2%)
2023$16,042.00 (+3.38%) Homeowner's exemption$1,503,378 Land $936,360 Building $567,018
2022$15,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 75 Poppy Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims20 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Poppy Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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