75 Phillips Ln, Whatley, AL 36482 Property Records

Clarke County property record for 75 Phillips Ln, Whatley, AL 36482

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	2,483 sqft · built 2012
Lot Size	38 acres (1,655,280 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Jul 2025 Second Mortgage Jul 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2709300000005000`

Property Details

APN / Parcel Number

Primary APN	`2709300000005000`
Alternative APNs	`13491` `6047`

Interior

Stories	1 Story
Building Area	2,483 sqft
1st Floor Area	2,483 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2012
Exterior Material	Brick/Wood
Lot Area	1,655,280 sqft (38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	6047
Street Address	75 PHILLIPS LN
City	WHATLEY
State	AL
Zip	36482-4574
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	LOT #9, DIVISION OF JOHN ADAM BANKS ESTATE CAB A PG 202A S30 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	30
Legal Subdivision	JOHN ADAM BANKS ESTATE
Legal Lot Number	9
Jurisdiction	CLARKE AL
Township / Civil Division	GROVE HILL
Census Block Group	3
Census Block	3026
Census Tract	957800

Owner

Source: Clarke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 PHILLIPS LN, WHATLEY, AL 36482-4574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLANET HOME LENDING LLC
Jul 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLANET HOME LENDING LLC
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Jul 11, 2019	Deed of Trust, Mortgage · VA Mortgage WEI MORTGAGE CORPORATION
Sep 7, 2017	Deed of Trust, Mortgage · FHA Mortgage PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	75 PHILLIPS LN, WHATLEY, AL 36482-4574
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001610/718
Date	Jul 9, 2025
Book Page	1610/718

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	75 PHILLIPS LN, WHATLEY, AL 36482-4574
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001597/177
Date	Jul 25, 2024
Book Page	1597/177

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	75 PHILLIPS LN, WHATLEY, AL 36482-4574
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001542/279
Date	Jan 7, 2021
Book Page	1542/279

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	75 PHILLIPS LN, WHATLEY, AL 36482-4574
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001529/231
Date	Feb 18, 2020
Book Page	1529/231

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	75 PHILLIPS LN, WHATLEY, AL 36482-4574
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001520/100
Date	Jul 11, 2019
Book Page	1520/100

Lender

Name	WEI MORTGAGE CORPORATION
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Feb 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	75 PHILLIPS LN, WHATLEY, AL 36482-4574
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 PHILLIPS LN, WHATLEY, AL 36482-4574

Mortgage

Document Number	001492/486
Date	Sep 7, 2017
Book Page	1492/486

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Clarke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Clarke County
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$59,320 (+97.6%) Land $11,180 Building $48,140	$296,600 (-1.2%) Land $55,900 Building $240,700
2023	$30,020 Land $6,780 Building $23,240	$300,200 Land $67,800 Building $232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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