75 Pearl St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 75 Pearl St, Reading, MA 01867

Property Summary

Property Type	Apartments (5+ Units)
Details	20 bd · 80 ba · 83,168 sqft · built 1996
Lot Size	4.86 acres (211,702 sqft)
Owner	Company Name on Record
Last Sale	$13,500,000 (Oct 2017)
Tax Bill	$176,488 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:028.0-0000-0079.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:028.0-0000-0079.0`
Alternative APNs	`M:028.0=0000=0079.0` `1050000000100` `1050000000`

Interior

Bedrooms	20 Beds
Full Baths	80 Baths
Half Baths	7 Half Baths
Total Rooms	80 Rooms
Units	86 Units
Stories	2 Stories
Building Area	83,168 sqft Living Area
Gross Area	87,698 sqft
Basement Area	14,601 sqft
Unfinished Basement	2,920 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Other
Lot Area	211,702 sqft (4.86 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1050000000100
Street Address	75 PEARL ST
City	READING
State	MA
Zip	01867-2689
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2007
Census Tract	334400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Pearl Street School listed 1997 · 1 contributing resources · NRIS 97000496

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	75 PEARL ST, READING, MA 01867-2689
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Book / Page	70035 / 390
Transfer Doc	070035-390
Record Updated	Oct 29, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Oct 4, 2017
Property Address	75 PEARL ST, READING, MA 01867-2689
Document Number	70035-390
Book / Page	070035 / 000390
Instrument Date	Oct 4, 2017
Instrument	1306
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$61,560.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	75 PEARL ST READING MA 018672689, READING, MA 01867-2689

Mortgage

Document Number	70035-393
Date	Oct 4, 2017
Book Page	070035/000393
Instrument	1307

Lender

Name	M&T RLTY CAP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 3, 2027

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$176,488.00 (-0.71%)	$16,102,900 (+3.18%) Land $5,224,500 Building $10,878,400
2025	$177,752.00 (+0.86%)	$15,606,000 (+3.78%) Land $5,062,000 Building $10,544,000
2024	$176,245.00 (-4.2%)	$15,038,000 (+2.92%) Land $4,876,200 Building $10,161,800
2023	$183,964.00	$14,611,900 Land $4,736,900 Building $9,875,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20