Worcester County and Spencer Town property record for 75 Paxton Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,522 sqft · built 1973 |
| Lot Size | 1.95 acres (85,265 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,194 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R37 B:00006 L:00000 |
| Primary APN | SPEN M:00R37 B:00006 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,522 sqft Living Area |
| Gross Area | 5,432 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 85,265 sqft (1.95 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 75 PAXTON RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 6 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 PAXTON RD, SPENCER, MA 01562-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 13, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Sep 13, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 75 PAXTON RD, SPENCER, MA 01562-1423 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 066635-103 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 66635/103 |
| Instrument | 166796 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 75 PAXTON RD, SPENCER, MA 01562-1423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61585-51 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 61585/51 |
| Instrument | 135368 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 75 PAXTON RD, SPENCER, MA 01562-1423 |
| Document Number | 62005-196 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 75 PAXTON RD SPENCER MA 015621423, SPENCER, MA 01562-1423 |
| Document Number | 62005-196 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 062005/000196 |
| Instrument | 24118 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 75 PAXTON RD, SPENCER, MA 01562-1423 |
| Document Number | 59481-272 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Address | 75 PAXTON RD SPENCER MA 015621423, SPENCER, MA 01562-1423 |
| Document Number | 59481-272 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 059481/000272 |
| Instrument | 103620 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,194.00 (+10,032.39%) | $655,200 (+7.75%) Land $66,800 Building $588,400 | $655,424 (+37.46%) |
| 2025 | $71.00 (-98.93%) | $608,100 (+5.24%) Land $58,400 Building $549,700 | $476,805 |
| 2024 | $6,610.00 (+4.28%) | $577,800 (+9.93%) Land $58,400 Building $519,400 | |
| 2023 | $6,339.00 | $525,600 Land $58,400 Building $467,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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