St. Johns County property record for 75 Oyster Shell Ter, Ponte Vedra Beach, FL 32081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,534 sqft · built 2024 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Jun 2026) |
| Tax Bill | $7,433 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072111-1510 |
| Primary APN | 072111-1510 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| Gross Area | 2,105 sqft |
| 1st Floor Area | 1,534 sqft |
| Flooring | Carpet |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 201 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 75 OYSTER SHELL TER |
|---|---|
| City | PONTE VEDRA |
| State | FL |
| Zip | 32081-0305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 116/1-17 DEEP CREEK LANDING PHASE 3 LOT 151 OR6041/1065 |
| Legal Subdivision | DEEP CREEK LANDING PHASE 3 |
| Legal Block | 1 |
| Legal Lot Number | 151 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20605 |
75 Oyster Shell Ter is owned and occupied by an individual who bought it in June 2026.
Source: St. Johns County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 OYSTER SHELL TER, PONTE VEDRA, FL 32081-0305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE FINANCIAL |
| Oct 25, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on File |
| Deed Sale | Jun 8, 2026 · Amount on File |
| Prior Sale | Oct 25, 2024 · Amount on File |
| Deed Document Number | 202648748 |
| Deed Book / Page | 6379 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 8, 2026 |
| Property Address | 75 OYSTER SHELL TER, PONTE VEDRA, FL 32081-0305 |
| Document Number | 0000048748 |
| Book / Page | 6379 / 314 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202648748 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | AMERICAN CHOICE TITLE, AMERICAS CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328,755.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 OYSTER SHELL TER, PONTE VEDRA, FL 32081-0305 |
| Document Number | 0000048749, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202648749 |
| Name | FIRST HERITAGE FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 25, 2024 |
| Property Address | 75 OYSTER SHELL TER, PONTE VEDRA, FL 32081-0305 |
| Document Number | 0060411065 |
| Book / Page | 6041 / 1065 |
| Map Reference | MB 116 PG 1-17 |
| Instrument Date | Oct 18, 2024 |
| Instrument | 2024083511 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,486.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485 |
| Name | Verified Name |
|---|---|
| Address | 75 OYSTER SHELL TER, PONTE VEDRA, FL 32081-0305 |
| Document Number | 2024083512 |
|---|---|
| Date | Oct 25, 2024 |
| Instrument | 2024083512 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
The 2025 property tax bill for 75 Oyster Shell Ter was $7,433, up 126.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,624 (+0.68%) Land $100,000 Building $313,624 | $413,624 (-1.33%) Land $100,000 Building $313,624 | |
| 2025 | $7,433.00 (+126.06%) Homeowner's exemption | $410,826 (+310.83%) | $419,210 (+319.21%) Land $100,000 Building $319,210 |
| 2024 | $3,288.00 (-0.45%) | $100,000 (-) | $100,000 (-) Land $100,000 |
| 2023 | $3,303.00 | $100,000 | $100,000 Land $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 75 Oyster Shell Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 926 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 926 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Oyster Shell Ter is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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