Ramsey County property record for 75 Otis Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,648 sqft · built 1926 |
| Lot Size | 0.298 acres (13,024 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Dec 2019) |
| Tax Bill | $12,466 (2023) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-23-13-0062 |
| Primary APN | 05-28-23-13-0062 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,648 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,024 sqft (0.298 acres) |
| Lot Dimensions | 229 ft deep x 57 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 75 OTIS AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-5634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | SHADOW FALLS PARK ADDITION,TO LOT 13 BLK 4 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 05 |
| Legal Quarter | 1 |
| Quarter-Quarter Section | 3 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 43002 |
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 OTIS AVE, SAINT PAUL, MN 55104-5634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 12, 2019 | Warranty Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on Record |
| Deed Sale | Dec 12, 2019 · Amount on Record |
| Prior Sale | Dec 12, 2019 |
| Deed Document Number | T02654742 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 75 OTIS AVE, SAINT PAUL, MN 55104-5634 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0T02703761 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | T02703761 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 12, 2019 |
| Property Address | 75 OTIS AVE, SAINT PAUL, MN 55104-5634 |
| Document Number | 0002654742 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 2654742 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,635.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 75 OTIS AVE ST PAUL MN 551045634, ST PAUL, MN 55104-5634 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $12,466.00 | $770,500 Land $196,300 Building $574,200 | $770,500 Land $196,300 Building $574,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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