75 Orchard Ln, Covington, GA 30014 Property Records

Newton County property record for 75 Orchard Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,032 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2021)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0079C-00000-140-000`

Property Details

APN / Parcel Number

Primary APN	`0079C-00000-140-000`
Alternative APNs	`0079C 140` `28485`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,032 sqft Heated Area
1st Floor Area	1,742 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28485
Street Address	75 ORCHARD LN
City	COVINGTON
State	GA
Zip	30014-0940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CORD2
Legal Description	LT 84 ORCHARD PARK PH 2
Legal Subdivision	ORCHARD PARK
Legal Phase	2
Legal Lot Number	84
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4016
Census Tract	100101

Owner

75 Orchard Ln is owned and occupied by an individual who bought it in March 2021.

Source: Newton County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	75 ORCHARD LN, COVINGTON, GA 30014-0940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Mar 1, 2021	Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE
Mar 9, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Aug 10, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	20211072
Deed Book / Page	4153 / 317
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 16, 2026
Property Address	75 ORCHARD LN, COVINGTON, GA 30014-0940
Document Number	4841000422
Book / Page	4841 / 422
Instrument Date	Jun 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ORCHARD LN, COVINGTON, GA 30014-0940

Mortgage

Document Number	4841000422,
Date	Jun 16, 2026
Book Page	4841/422

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	75 ORCHARD LN, COVINGTON, GA 30014-0940
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ORCHARD LN, COVINGTON, GA 30014-0940

Mortgage

Document Number	0045500000000574
Date	Sep 20, 2023
Book Page	0000004550/0000000574

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	75 ORCHARD LN, COVINGTON, GA 30014-0940
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036900189
Date	Apr 17, 2018
Book Page	3690/189
Instrument	004688

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2019

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 1, 2021
Property Address	75 ORCHARD LN, COVINGTON, GA 30014-0940
Document Number	0041530317
Book / Page	4153 / 317
Instrument Date	Mar 1, 2021
Instrument	2021-001072
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ORCHARD LN, COVINGTON, GA 30014-0940

Mortgage

Document Number	0041530000000318
Date	Mar 4, 2021
Book Page	0000004153/0000000318
Instrument	003919

Lender

Name	LIBERTY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	75 ORCHARD LN, COVINGTON, GA 30014-0940
Document Number	0039790046
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ORCHARD LN COVINGTON GA 300140940, COVINGTON, GA 30014-0940

Mortgage

Document Number	0039790046
Date	Mar 18, 2020
Book Page	003979/000046
Instrument	3733

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 10, 2018
Property Address	75 ORCHARD LN, COVINGTON, GA 30014-0940
Document Number	0037350372
Book / Page	3735 / 372
Instrument Date	Aug 10, 2018
Instrument	2018-003218
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ORCHARD LN, COVINGTON, GA 30014-0940

Tax Assessment & Valuation

The 2025 property tax bill for 75 Orchard Ln was $3,400 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 Homeowner's exemption	$143,280 Land $19,200 Building $124,080	$358,200 Land $48,000 Building $310,200
2023		$133,280 Land $13,600 Building $119,680	$333,200 Land $34,000 Building $299,200
2022	$3,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Orchard Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Orchard Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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