Chester County property record for 75 Opal Ln, Henderson, TN 38340
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,591 sqft · built 2007 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,000 (Oct 2016) |
| Tax Bill | $1,225 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012015 02509 |
| Primary APN | 012015 02509 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,591 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Basement Area | 1,391 sqft |
| Finished Basement | 1,391 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 75 OPAL LN |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-7579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: S53 |
| Legal Lot Number | 9 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970101 |
Source: Chester County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 OPAL LN, HENDERSON, TN 38340-7579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU |
| Jun 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 1, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2016 · Amount on Record |
| Deed Sale | Oct 19, 2016 · Amount on Record |
| Prior Sale | Feb 26, 2010 · Amount on Record |
| Deed Document Number | 201654934 |
| Deed Book / Page | 414 / 384 |
| Last Transfer Date | Sep 15, 2021 |
| Transfer Doc | 0004820030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TN |
| Property Address | 75 OPAL LN, HENDERSON, TN 38340-7579 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004810290 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 481/290 |
| Instrument | 68484 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TN |
| Property Address | 75 OPAL LN, HENDERSON, TN 38340-7579 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005060039 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 506/39 |
| Instrument | 73638 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Oct 1, 2021 |
| Property Address | 75 OPAL LN, HENDERSON, TN 38340-7579 |
| Document Number | 0004820030 |
| Book / Page | 482 / 30 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 68617 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 OPAL LN, HENDERSON, TN 38340-7579 |
Source: Chester County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,225.00 | $60,175 (-) | $240,700 (-) Land $13,800 Building $226,900 |
| 2025 | $1,225.00 (+20.33%) | $60,175 (+46.95%) | $240,700 (+46.95%) Land $13,800 Building $226,900 |
| 2023 | $1,018.00 | $40,950 | $163,800 Land $10,500 Building $153,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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