75 Old Bailey Rd, Whitley City, KY 42653 Property Records

McCreary County property record for 75 Old Bailey Rd, Whitley City, KY 42653

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,218 sqft · built 1970
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Jul 2025)
Tax Bill$603 (2025)
Deeds & MortgagesOct 2006 Mortgage
Jul 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN105-30-03-002.00

Property Details

APN / Parcel Number

Primary APN105-30-03-002.00
Alternative APN
  • 17809

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,218 sqft Living Area
Basement Area1,218 sqft
Unfinished Basement1,218 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
TerrainRolling
Garage TypeCarport
Garage Area339 sqft
CarportCarport
Carport Area339 sqft
DrivewayAsphalt Driveway
Parking Spaces1 Parking Space
PorchSlab
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Water SourceCommercial

Location & Zoning

Street Address75 OLD BAILEY RD
CityWHITLEY CITY
StateKY
Zip42653-6139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.34 AC & HSE
JurisdictionMCCREARY KY
Township / Civil DivisionSTEARNS-WHITLEY CITY
Census Block Group3
Census Block3032
Census Tract960302

Owner

75 Old Bailey Rd is owned and occupied by two individuals who bought it in July 2025.

Source: McCreary County records, as of January 30, 2026

Owner of Record2 Individual Names on File
Mailing Address75 OLD BAILEY RD, WHITLEY CITY, KY 42653-6139
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2006Deed of Trust, Mortgage
STATE FARM BANK FSB
Jul 7, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 12, 2024Intrafamily Transfer, Transfer
Feb 2, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2025 · Amount on File
Deed SaleJul 7, 2025 · Amount on File
Deed Document Number2025155003
Deed Book / Page241 / 647
Prior Transfer DateJun 14, 2024
Prior Transfer Doc0000149970
Record UpdatedSep 20, 2026

October 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCREARY KY
Property Address75 OLD BAILEY RD, WHITLEY CITY, KY 42653-6139
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000151/440
DateOct 23, 2006
Book Page151/440
Instrument81644
Lender
NameSTATE FARM BANK FSB
Address1 STATE FARM PLZ, BLOOMINGTON, IL 61710
Agreement
AmountAmount on Record

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCCREARY KY
Recording DateJul 7, 2025
Property Address75 OLD BAILEY RD, WHITLEY CITY, KY 42653-6139
Document Number00D241/647
Book / PageD241 / 647
Instrument DateJul 3, 2025
Instrument155003
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address938 GARY SUMMERS RD, SENOIA, GA 30276-1242

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address75 OLD BAILEY RD, WHITLEY CITY, KY 42653-6139

Mortgage

Document Number0000155010
DateJul 7, 2025
Instrument155010
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record

July 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCCREARY KY
Recording DateJul 12, 2024
Property Address75 OLD BAILEY RD, WHITLEY CITY, KY 42653-6139
Document Number00D238/275
Book / PageD238 / 275
Instrument DateJun 14, 2024
Instrument149970
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address75 OLD BAILEY RD, WHITLEY CITY, KY 42653-6139

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address98 GARY SUMMERS RD, SENOIA, GA 30276-1271

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCCREARY KY
Recording DateFeb 2, 2017
Property Address75 OLD BAILEY RD, WHITLEY CITY, KY 42653-6139
Document Number00D211/753
Book / PageD211 / 753
Instrument DateFeb 2, 2017
Instrument121220
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address75 OLD BAILEY RD, WHITLEY CITY, KY 42653-6139

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 OLD BAILEY RD, WHITLEY CITY, KY 42653-6139

Tax Assessment & Valuation

The 2025 property tax bill for 75 Old Bailey Rd was $603.

Source: McCreary County assessment roll, as of January 30, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMcCreary County
Unified School DistrictMcCreary County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$603.00$75,000$75,000
2023$192.00 Homeowner's exemption$70,000$70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 75 Old Bailey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Old Bailey Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 77% of Kentucky
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCCREARY COUNTY WATER DISTRICT
serves 34,439 people · EPA ID KY0740276
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Telephone Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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