75 Oak Valley Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 75 Oak Valley Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1943
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Dec 2024)
Tax Bill	$1,350 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`042I 086`

Property Details

APN / Parcel Number

Primary APN	`042I 086`
Alternative APN	`381950`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Slab
Porch Area	108 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	381950
Street Address	75 OAK VALLEY RD
City	TOCCOA
State	GA
Zip	30577-8106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	OAK VALLEY RD
Legal Subdivision	0400 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4073
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 OAK VALLEY RD, TOCCOA, GA 30577-8106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jul 31, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	20242319
Deed Book / Page	1389 / 332
Prior Transfer Date	Jul 10, 2019
Prior Transfer Doc	0011870030
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 4, 2024
Property Address	75 OAK VALLEY RD, TOCCOA, GA 30577-8106
Document Number	0013890332
Book / Page	1389 / 332
Instrument Date	Dec 3, 2024
Instrument	D2024-002319
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 OAK VALLEY RD, TOCCOA, GA 30577-8106

Mortgage

Document Number	D2024002320
Date	Dec 4, 2024
Instrument	D2024-002320

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 31, 2023
Property Address	75 OAK VALLEY RD, TOCCOA, GA 30577-8106
Document Number	0013370449
Book / Page	1337 / 449
Instrument Date	Jul 26, 2023
Instrument	2023-000891
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ROBIN CIR, TOCCOA, GA 30577-8818

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,350.00	$49,184 (+231.61%) Land $1,903 Building $47,281	$122,960 (+231.61%) Land $4,757 Building $118,203
2023	Homeowner's exemption	$14,832 (+4.84%) Land $1,903 Building $12,929	$37,080 (+4.84%) Land $4,757 Building $32,323
2022	$421.00 Homeowner's exemption	$14,147 Land $1,903 Building $12,244	$35,368 Land $4,757 Building $30,611

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Point Broadband.

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