75 Oak St, Rochester, NH 03839 Property Records

Strafford County and Rochester City property record for 75 Oak St, Rochester, NH 03839

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1921
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2021)
Tax Bill	$4,278 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36587`

Property Details

APN / Parcel Number

Primary APN	`36587`
Alternative APNs	`RCHE M:0251 B:0214 L:0000` `9458`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	2,094 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	75 OAK ST
City	ROCHESTER
State	NH
Zip	03839-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	214
Jurisdiction	ROCHESTER CITY NH
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2004
Census Tract	84500

Owner

75 Oak St is owned by an individual who bought it in October 2021.

Source: Strafford County and Rochester City records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	11 PATTON ST, ROCHESTER, NH 03867-1114
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
May 22, 2020	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Oct 29, 2018	Deed of Trust, Mortgage · FHA Mortgage RETIREMENT FNDG SOLUTIONS
Oct 29, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	202120074
Deed Book / Page	4961 / 1030
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCHESTER CITY NH
Recording Date	Oct 4, 2021
Property Address	75 OAK ST, ROCHESTER, NH 03839-5417
Document Number	4961-1030
Book / Page	4961 / 1030
Instrument Date	Sep 30, 2021
Instrument	210020074
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 LILAC LN, DOVER, NH 03820-5480

Mortgage

Document Number	210020075
Date	Oct 4, 2021
Instrument	210020075

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	75 OAK ST, ROCHESTER, NH 03839-5417
Document Number	0047660042
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 OAK ST ROCHESTER NH 038395417, ROCHESTER, NH 03839-5417

Mortgage

Document Number	0047660042
Date	Jun 1, 2020
Book Page	004766/000042
Instrument	7987

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	75 OAK ST, ROCHESTER, NH 03839-5417
Document Number	0046140203
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 OAK ST ROCHESTER NH 038395417, ROCHESTER, NH 03839-5417

Mortgage

Document Number	0046140203
Date	Nov 5, 2018
Book Page	004614/000203
Instrument	16021

Lender

Name	RETIREMENT FNDG SOLUTIONS
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Nov 4, 2091

Interest

Rate Type	Adjustable Rate
Rate	5.52%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	75 OAK ST, ROCHESTER, NH 03839-5417
Document Number	0046140218
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 OAK ST ROCHESTER NH 038395417, ROCHESTER, NH 03839-5417

Mortgage

Document Number	0046140218
Date	Nov 5, 2018
Book Page	004614/000218
Instrument	16022

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DE 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Nov 4, 2091

Interest

Rate Type	Adjustable Rate
Rate	5.52%

Tax Assessment & Valuation

The 2025 property tax bill for 75 Oak St was $4,278, up 3% from the year before.

Source: Strafford County and Rochester City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Rochester City
Unified School District	Rochester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,278.00 (+3.03%)	$279,600 (-) Land $102,700 Building $176,900
2024	$4,152.00 (-1.7%)	$279,600 (+70.38%) Land $102,700 Building $176,900
2023	$4,224.00 (+1.83%)	$164,100 (-) Land $47,200 Building $116,900	$355,205
2022	$4,148.00	$164,100 Land $47,200 Building $116,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER WATER DEPT serves 25,000 people · EPA ID NH2001010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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