75 Oak St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 75 Oak St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1957
Lot Size	0.308 acres (13,399 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Aug 2008)
Tax Bill	$5,847 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00147-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`06-00147-0000-00027`
Alternative APNs	`060014700027` `S001`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	13,399 sqft (0.308 acres)
Lot Dimensions	200 ft deep x 67 ft wide

Location & Zoning

Account Number	S001
Street Address	75 OAK ST
City	BRIDGEWATER
State	NJ
Zip	08807-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	NEW JERSEY SOMERVILLE REALTY C
Legal Block	147
Legal Lot Number	27
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1008
Census Tract	50701

Owner

75 Oak St is owned and occupied by two individuals who bought it in August 2008.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	75 OAK ST, BRIDGEWATER, NJ 08807-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 15, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2008 · Amount on File
Deed Sale	Aug 21, 2008 · Amount on File
Deed Document Number	200840232
Deed Book / Page	6157 / 2607
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	75 OAK ST, BRIDGEWATER, NJ 08807-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 OAK ST, BRIDGEWATER, NJ 08807-2714

Mortgage

Document Number	0000054866
Date	Nov 5, 2020
Book Page	7269/1932
Instrument	2020054866

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	75 OAK ST, BRIDGEWATER, NJ 08807-2714
Document Number	0000016041
Book / Page	006954 / 002563
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 OAK ST BRIDGEWATER NJ 088072714, BRIDGEWATER, NJ 08807-2714

Mortgage

Document Number	0000016041
Date	Apr 24, 2017
Book Page	006954/002563
Instrument	16041

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 75 Oak St was $5,847, up 2.7% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,000 (+13.21%) Land $193,500 Building $142,500	$336,000 (+13.21%) Land $193,500 Building $142,500
2025	$5,847.00 (+2.71%)	$296,800 Land $168,500 Building $128,300	$296,800 Land $168,500 Building $128,300
2024	$5,693.00
2023		$262,200 Land $168,500 Building $93,700	$262,200 Land $168,500 Building $93,700
2022	$4,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Oak St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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