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75 Noyes Neck Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 75 Noyes Neck Rd, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 2 ba · 1,375 sqft · built 1955
Lot Size0.413 acres (18,000 sqft)
Owner2 Individual Names on File
Tax Bill$14,820 (2025)
Deeds & MortgagesApr 2021 Refinance
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:157 B:115

Property Details

APN / Parcel Number

Primary APNWEST M:157 B:115
Alternative APNs
  • M:157 B:115 L
  • 3111101

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,375 sqft Living Area
Gross Area2,727 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,000 sqft (0.413 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3111101
Street Address75 NOYES NECK RD
CityWESTERLY
StateRI
Zip02891-5410
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block115
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2030
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:157 B:115

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 PACHUNG RIVER DR, GRISWOLD, CT 06351
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 11, 2024
Transfer Doc2024-12032
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address75 NOYES NECK RD, WESTERLY, RI 02891-5410
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-11343
DateApr 27, 2021
Book Page2021/11343
Instrument20212489
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address75 NOYES NECK RD, WESTERLY, RI 02891-5410
Document Number2020-4381
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 NOYES NECK RD WESTERLY RI 028915410, WESTERLY, RI 02891-5410

Mortgage

Document Number2020-4381
DateJul 24, 2020
Book Page002020/014381
Instrument3339
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$14,820.00 (+10.36%)$2,084,400 (+49.32%) Land $1,842,600 Building $241,800
2023$13,429.00 (+0.63%)$1,395,900 (-) Land $1,196,600 Building $199,300
2022$13,345.00$1,395,900 Land $1,196,600 Building $199,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
incl. 3 condo units
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 158 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1559512, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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