75 Nottingham Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 75 Nottingham Rd, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,734 sqft · built 1955
Lot Size0.258 acres (11,238 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Jul 2014)
Tax Bill$11,685 (2025)
Deeds & MortgagesJan 2022 Second Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN48-05405-0000-00012

Property Details

APN / Parcel Number

Primary APN48-05405-0000-00012
Alternative APN
  • 480540500012

Interior

Stories1 Story
Building Area1,734 sqft Living Area
1st Floor Area1,734 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address75 NOTTINGHAM RD
CityRAMSEY
StateNJ
Zip07446-2622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.258AC
Legal SubdivisionRAMSEY COUNTRY CLUB ESTATES SE
Legal Block5405
Legal Lot Number12
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1005
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address75 NOTTINGHAM RD, RAMSEY, NJ 07446-2622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2014 · Amount on Record
Deed SaleJul 25, 2014 · Amount on Record
Deed Document Number201448680
Deed Book / Page1715 / 1776
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address75 NOTTINGHAM RD, RAMSEY, NJ 07446-2622
Transaction TypeMortgage
Record UpdatedMar 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045181900
DateJan 4, 2022
Book Page4518/1900
Instrument2022000905
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueDec 1, 2041

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address75 NOTTINGHAM RD, RAMSEY, NJ 07446-2622
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043791421
DateSep 16, 2021
Book Page4379/1421
Instrument2021146113
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$594,400 (+4.74%) Land $388,700 Building $205,700$594,400 (+4.74%) Land $388,700 Building $205,700
2025$11,685.00 (-5.61%)$567,500 (+29.36%) Land $363,700 Building $203,800$567,500 (+29.36%) Land $363,700 Building $203,800
2024$12,380.00 (+7.59%)
2023$438,700 Land $302,300 Building $136,400$438,700 Land $302,300 Building $136,400
2022$11,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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