75 N Richards Ave, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 75 N Richards Ave, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,868 sqft · built 1939
Lot Size	0.208 acres (9,104 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Nov 2022)
Tax Bill	$11,301 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18 00021-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`18 00021-0000-00011`
Alternative APNs	`18 00021-0000-00011-01` `180002100011`

Interior

Stories	2 Stories
Building Area	1,868 sqft Living Area

Exterior

Year Built	Built 1939
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,104 sqft (0.208 acres)
Lot Dimensions	140 ft deep x 115 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	180002100011
Street Address	75 N RICHARDS AVE
City	SOMERVILLE
State	NJ
Zip	08876-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT:11.01 BLK:21 DIST:18 CITY/MUNI/TWP:SOMERVILLE BORO MAP REF:TAX MAP 2
Legal Block	21
Legal Lot Number	11.01
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1012
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	75 N RICHARDS AVE, SOMERVILLE, NJ 08876-2728
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 18, 2022	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Nov 9, 2022 · Amount on Record
Deed Document Number	2022046446
Deed Book / Page	7481 / 39
Record Updated	Jun 8, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 9, 2022
Property Address	75 N RICHARDS AVE, SOMERVILLE, NJ 08876-2728
Document Number	0000045354
Book / Page	7479 / 1637
Instrument Date	Nov 7, 2022
Instrument	2022045354
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4553 ARCADY AVE, DALLAS, TX 75205-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 N RICHARDS AVE, SOMERVILLE, NJ 08876-2728

Mortgage

Document Number	0000045355
Date	Nov 9, 2022
Instrument	2022045355

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 18, 2022
Property Address	75 N RICHARDS AVE, SOMERVILLE, NJ 08876-2728
Document Number	0000046446
Book / Page	7481 / 39
Instrument Date	Nov 3, 2022
Instrument	2022046446
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4553 ARCADY AVE, DALLAS, TX 75205-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 508, MARTINSVILLE, NJ 08836-0508

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Oct 31, 2022
Property Address	75 N RICHARDS AVE, SOMERVILLE, NJ 08876-2728
Document Number	0000044272
Book / Page	7477 / 2869
Instrument Date	Oct 20, 2022
Instrument	2022044272
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 N RICHARDS AVE, SOMERVILLE, NJ 08876-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 N RICHARDS AVE, SOMERVILLE, NJ 08876-2728

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$285,900 (-) Land $120,900 Building $165,000	$285,900 (-) Land $120,900 Building $165,000
2024	$11,301.00 (+1.74%)
2023		$285,900 Land $120,900 Building $165,000	$285,900 Land $120,900 Building $165,000
2022	$11,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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