75 N Main St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 75 N Main St, Spring Valley, NY 10977

Property Summary

Property Type	Condominium
Details	12,311 sqft · built 2008
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$1,350,000 (Jun 2015)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392605 57.31-1-9.-1`

Property Details

APN / Parcel Number

Primary APN	`392605 57.31-1-9.-1`
Alternative APNs	`260505703100010090000001` `00301750000`

Interior

Stories	1 Story
Building Area	12,311 sqft Living Area
Security Alarm	Security Alarm
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2008
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal

Location & Zoning

Account Number	00301750000
Old Parcel Number	260505703100010090000001
Street Address	75 N MAIN ST
City	SPRING VALLEY
State	NY
Zip	10977-4998
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	05 - COMMERCIAL
Legal Description	LOT:9.000 BLK:1 SEC:57.31 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY
Legal Subdivision	SPRING VLY
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2012
Census Tract	12302

Owner

75 N Main St, a condominium, is owned by a company that bought it in June 2015.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	Company Name on File
Mailing Address	22 TOKAY LN, MONSEY, NY 10952-1701
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CENTRAL SAVINGS BANK
Nov 21, 2017	Deed of Trust, Mortgage FIRST CTRL SVGS BK
Aug 2, 2017	Loan Modification, Consolidation and Extension, Mortgage FIRST CTRL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015 · Amount on File
Deed Sale	Jun 10, 2015 · Amount on File
Prior Sale	May 15, 2009 · Amount on File
Deed Document Number	0201516144
Deed Book / Page	2015 / 16144
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	75 N MAIN ST, SPRING VALLEY, NY 10977-4998
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008725
Date	Mar 20, 2023
Instrument	2023-00008725

Lender

Name	FIRST CENTRAL SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	75 N MAIN ST, SPRING VALLEY, NY 10977-4998
Document Number	0000038923
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	MADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22 TOKAY LN MONSEY NY 109521701, MONSEY, NY 10952-1701

Mortgage

Document Number	0000038923
Date	Dec 5, 2017
Instrument	38923

Lender

Name	FIRST CTRL SVGS BK
Type	Federal Savings Bank
Address	GLEN COVE, NY 11542

Agreement

Amount	Amount on Record

August 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ROCKLAND NY
Property Address	75 N MAIN ST, SPRING VALLEY, NY 10977-4998
Document Number	0000024871
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22 TOKAY LN MONSEY NY 109521701, MONSEY, NY 10952-1701

Mortgage

Document Number	0000024871
Date	Aug 7, 2017
Instrument	24871

Lender

Name	FIRST CTRL SVGS BK
Type	Federal Savings Bank
Address	70 GLEN ST, GLEN COVE, NY 11542-2855

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 6, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Spring Valley Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$260,000 (-) Land $100,000 Building $160,000	$3,350,516 (+33,405.16%) Land $1,288,660 Building $2,061,856
2023	$260,000 Land $100,000 Building $160,000	$10,000 Land $3,846 Building $6,154

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 75 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 individual policies
Nearby Flood Policies	21 units insured incl. 9 condo units
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures