75 N Chapel St, Gowanda, NY 14070 Property Records

Cattaraugus County and Persia Town property record for 75 N Chapel St, Gowanda, NY 14070

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,942 sqft · built 1940
Lot Size0.282 acres (12,296 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Jun 2018)
Tax Bill$2,302 (2026)
Deeds & MortgagesJun 2018 Sale
Jul 2017 Sale
Flood ZoneZone AO (high risk)
APN047201 8.075-3-23

Property Details

APN / Parcel Number

Primary APN047201 8.075-3-23
Alternative APNs
  • 720100807500030230000000
  • 0357

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,942 sqft Living Area
1st Floor Area1,132 sqft
2nd Floor Area810 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialWood
Lot Area12,296 sqft (0.282 acres)
Lot Dimensions162 ft deep x 75.9 ft wide
Garage TypeDetached
Garage Area1,020 sqft
Parking Spaces4 Parking Spaces
PorchEnclosed Porch
Porch Area111 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0357
Street Address75 N CHAPEL ST
CityGOWANDA
StateNY
Zip14070-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description27 06 08
Legal Block3
Legal Lot Number23.000
JurisdictionCATTARAUGUS NY
Township / Civil DivisionPERSIA
Census Block Group2
Census Block2007
Census Tract960400

Owner

75 N Chapel St is owned and occupied by an individual who bought it in June 2018.

Source: Cattaraugus County and Persia Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address75 N CHAPEL ST, GOWANDA, NY 14070-1114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2018Grant Deed, Transfer
Jul 21, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2018 · Amount on File
Deed SaleJun 1, 2018 · Amount on File
Prior SaleJun 1, 2018 · Amount on File
Deed Document Number2018297339-001
Prior Transfer DateJun 15, 2017
Prior Transfer Doc28011/6003
Record UpdatedOct 29, 2026

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCATTARAUGUS NY
Recording DateJun 1, 2018
Property Address75 N CHAPEL ST, GOWANDA, NY 14070-1114
Document Number0297339001
Book / Page029733 / 009001
Instrument DateJun 1, 2018
Transaction TypeTransfer
Record UpdatedOct 30, 2018

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 N CHAPEL ST GOWANDA NY 140701116, GOWANDA, NY 14070-1116

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCATTARAUGUS NY
Recording DateJul 21, 2017
Property Address75 N CHAPEL ST, GOWANDA, NY 14070-1114
Document Number0280116003
Book / Page028011 / 006003
Instrument DateJun 15, 2017
Transaction TypeTransfer
Record UpdatedSep 26, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address6011 CONNECTION DR #5TH IRVING TX 750392607, 5TH, IRVING, TX 75039-2607

Tax Assessment & Valuation

The 2026 property tax bill for 75 N Chapel St was $2,302, down 54.2% from the year before.

Source: Cattaraugus County and Persia Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
County SubdivisionPersia Town
MunicipalityGowanda Village
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,302.00 (-54.2%)
2025$5,026.00 (+40.04%)$115,600 Land $7,000 Building $108,600$115,600 Land $7,000 Building $108,600
2024$3,589.00
2023$101,900 Land $7,000 Building $94,900$101,900 Land $7,000 Building $94,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 N Chapel St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 53 policies
Nearby Flood Policies53 in force
Nearby Flood Claims124 (1979–2014)
Claims Outside the SFHA20 of 124
Most Recent ClaimMay 2014 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2014 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 N Chapel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Armstrong.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Chapel St

Nearby Streets

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