75 Mossy Oak Dr, Winfield, WV 25213 Property Records

Putnam County property record for 75 Mossy Oak Dr, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,996 sqft · built 2016
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,245 (Jun 2017)
Tax Bill	$4,803 (2026)
Deeds & Mortgages	Mar 2021 Sale Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-193B-0043.0000`

Property Details

APN / Parcel Number

Primary APN	`10-193B-0043.0000`
Alternative APNs	`40-10-193B-0043.0000` `00054813`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,996 sqft Living Area
1st Floor Area	2,524 sqft
Basement Area	470 sqft
Finished Basement	470 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Modern
Exterior Material	Brick
Construction Type	Brick
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00054813
Street Address	75 MOSSY OAK DR
City	WINFIELD
State	WV
Zip	25213-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REV LOT 3405 CRYSTAL SPRINGS SEC III (0.60 AC)
Legal Subdivision	CRYSTAL SPRINGS
Legal Lot Number	3405
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3066
Census Tract	20300

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 MOSSY OAK DR, WINFIELD, WV 25213-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer BESTITLE
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Deed Book / Page	559 / 998
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Mar 15, 2021
Property Address	75 MOSSY OAK DR, WINFIELD, WV 25213-9585
Document Number	000595/443
Book / Page	595 / 443
Map Reference	MAP CAB E SLIDE 197
Instrument Date	Mar 15, 2021
Instrument	004998470003
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	BESTITLE

Transaction

Amount	Amount Recorded
Tax	$2,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	75 MOSSY OAK DR, WINFIELD, WV 25213-9585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1162/453
Date	Jun 19, 2017
Book Page	1162/453
Instrument	004205750016

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	75 MOSSY OAK DR, WINFIELD, WV 25213-9585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1163/657
Date	Jul 5, 2017
Book Page	1163/657
Instrument	004212110019

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	75 MOSSY OAK DR, WINFIELD, WV 25213-9585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1258/833
Date	Sep 21, 2020
Book Page	1258/833
Instrument	004904620012

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,803.00 (+6.38%)	$384,180 (+7.56%) Land $61,680 Building $322,500	$640,300 (+7.56%) Land $102,800 Building $537,500
2025	$4,515.00 (+15.95%)	$357,180 (+11.44%) Land $50,400 Building $306,780	$595,300 (+11.44%) Land $84,000 Building $511,300
2023	$3,894.00 (+2.45%)	$320,520 (+1.64%) Land $50,400 Building $270,120	$534,200 (+1.64%) Land $84,000 Building $450,200
2022	$3,801.00	$315,360 Land $53,400 Building $261,960	$525,600 Land $89,000 Building $436,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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