75 Mill St, Gates, TN 38037 Property Records

Lauderdale County property record for 75 Mill St, Gates, TN 38037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1960
Lot Size	0.183 acres (8,000 sqft)
Owner	Owner Name on Record
Last Sale	$22,000 (Oct 2008)
Tax Bill	$314 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`049039M C 00700`

Property Details

APN / Parcel Number

Primary APN	`049039M C 00700`
Alternative APN	`039M C 00700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1981
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	80 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	560 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	75 MILL ST
City	GATES
State	TN
Zip	38037-6535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 17, COUNTY AREA: G88
Jurisdiction	LAUDERDALE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1019
Census Tract	50300

Owner

Source: Lauderdale County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	37 SOMMERSBY DR, JACKSON, TN 38305-5395

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage BANKTENNESSEE
Jun 23, 2017	Loan Modification, Mortgage BANKTENNESSEE

Assessor's Deed Record

Last Sale	Oct 16, 2008 · Amount on Record
Deed Sale	Oct 16, 2008 · Amount on Record
Deed Document Number	0000594313
Deed Book / Page	594 / 313
Last Transfer Date	Oct 17, 2008
Transfer Doc	0000152863
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	75 MILL ST, GATES, TN 38037-6535
Document Number	0000192567
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 SOMMERSBY DR JACKSON TN 383055395, JACKSON, TN 38305-5395

Mortgage

Document Number	0000192567
Date	Jul 31, 2020
Book Page	000742/000527
Instrument	192567

Lender

Name	BANKTENNESSEE
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Amount	Amount Recorded

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAUDERDALE TN
Property Address	75 MILL ST, GATES, TN 38037-6535
Document Number	0000182832
Book / Page	000701 / 000645
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 SOMMERSBY DR JACKSON TN 383055395, JACKSON, TN 38305-5395

Mortgage

Document Number	0000182832
Date	Jul 3, 2017
Book Page	000701/000645
Instrument	182832

Lender

Name	BANKTENNESSEE
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Term	144 Months
Due	Jul 2, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.65%

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Gates Town
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$314.00 (+38.33%)	$12,375 (-) Land $1,025 Building $11,350
2023		$12,375 Land $1,025 Building $11,350
2022	$227.00
2021			$49,500 Land $4,100 Building $45,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES WATER DEPARTMENT serves 670 people · EPA ID TN0000255
Water Source	Purchased groundwater from HALLS WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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