75 Mechanic St, Winchester, NH 03470 Property Records

Cheshire County and Winchester Town property record for 75 Mechanic St, Winchester, NH 03470

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,404 sqft · built 1850
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (Aug 2014)
Tax Bill	$4,917 (2024)
Deeds & Mortgages	Dec 2022 Refinance Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WNCH M:00030 B:000038 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WNCH M:00030 B:000038 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,404 sqft Living Area
Gross Area	4,576 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	75 MECHANIC ST
City	WINCHESTER
State	NH
Zip	03470-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-S
Legal Block	38
Jurisdiction	WINCHESTER TOWN NH
Township / Civil Division	WINCHESTER
Census Block Group	4
Census Block	4014
Census Tract	971700

Owner

75 Mechanic St is owned and occupied by two individuals who bought it in August 2014.

Source: Cheshire County and Winchester Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 MECHANIC ST, WINCHESTER, NH 03470-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SERVICE CU
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2014 · Amount on File
Deed Sale	Aug 20, 2014 · Amount on File
Prior Sale	Jul 1, 2004 · Amount on File
Deed Book / Page	2878 / 1067
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER TOWN NH
Property Address	75 MECHANIC ST, WINCHESTER, NH 03470-2418
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03234-1224
Date	Dec 19, 2022
Book Page	3234/1224
Instrument	2211304

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER TOWN NH
Property Address	75 MECHANIC ST, WINCHESTER, NH 03470-2418
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003154-659
Date	Mar 15, 2021
Book Page	3154/659
Instrument	2102757

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Winchester Town
Elementary School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$4,917.00 (-7.66%)	$168,100 (-) Land $38,000 Building $130,100
2023	$5,325.00 (+10.39%)	$168,100 (-) Land $38,000 Building $130,100
2022	$4,824.00	$168,100 Land $38,000 Building $130,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 75 Mechanic St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–2023)
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Mechanic St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 2,800 people · EPA ID NH2531010
Water Source	Groundwater
Last State Inspection	Aug 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Mechanic St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures