75 McFadden Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 75 McFadden Rd, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 1988
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$292,100 (Jul 2026)
Tax Bill	$6,004 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493089 153.07-2-42`

Property Details

APN / Parcel Number

Primary APN	`493089 153.07-2-42`
Alternative APNs	`308915300700020420000000` `00000007681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 55 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	168 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000007681
Street Address	75 MCFADDEN RD
City	APALACHIN
State	NY
Zip	13732-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	2
Legal Lot Number	42.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2013
Census Tract	20402

Owner

75 McFadden Rd is owned and occupied by an individual who bought it in July 2026.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	75 MCFADDEN RD, APALACHIN, NY 13732-3801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORPORATION
Jun 10, 2020	Warranty Deed, Transfer · FHA Mortgage NBT BANK NATIONAL ASSOCIATION
Feb 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	Jun 10, 2020 · Amount on File
Deed Document Number	20262577
Prior Transfer Date	Jan 30, 2018
Prior Transfer Doc	0000000472
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jul 17, 2026
Property Address	75 MCFADDEN RD, APALACHIN, NY 13732-3801
Document Number	0000002577
Instrument Date	May 27, 2026
Instrument	20262577
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 MCFADDEN RD, APALACHIN, NY 13732-3801

Mortgage

Date	Jul 17, 2026

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jun 10, 2020
Property Address	75 MCFADDEN RD, APALACHIN, NY 13732-3801
Document Number	2020000002054
Instrument Date	Jun 4, 2020
Instrument	20200-00002054
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000002055
Date	Jun 10, 2020
Instrument	20200-00002055

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	Feb 5, 2018
Property Address	75 MCFADDEN RD, APALACHIN, NY 13732-3801
Document Number	18000000472
Instrument Date	Jan 30, 2018
Instrument	180-00000472
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 MCFADDEN RD, APALACHIN, NY 13732-3801

Tax Assessment & Valuation

The 2026 property tax bill for 75 McFadden Rd was $6,004, down 0.3% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,004.00 (-0.28%)
2025	$6,021.00	$107,300 Land $13,500 Building $93,800	$205,359 Land $25,837 Building $179,522
2023		$107,300 Land $13,500 Building $93,800	$198,704 Land $25,000 Building $173,704
2019	$2,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 McFadden Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2006–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 McFadden Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

May also be available: Verizon.

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