Worcester County and Spencer Town property record for 75 Main St, Spencer, MA 01562
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 4.5 ba · 4,342 sqft · built 1860 |
| Lot Size | 1.17 acres (51,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,000 (Jan 1997) |
| Tax Bill | $4,684 (2026) |
| Deeds & Mortgages | Feb 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U13 B:00053 L:00000 |
| Primary APN | SPEN M:00U13 B:00053 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 4,342 sqft Living Area |
| Gross Area | 6,705 sqft |
| Basement Area | 1,470 sqft |
| Unfinished Basement | 1,470 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | High Rise |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,098 sqft (1.17 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 75 MAIN ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-4101 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | VR |
| Legal Block | 53 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 726200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spencer Town Center Historic District (Boundary Increase) listed 2003 · 131 contributing resources · NRIS 03000685 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 WOODCHUCK LN, SPENCER, MA 01562-1926 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 1997 · Amount on Record |
| Deed Sale | Jan 14, 1997 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 75 MAIN ST, SPENCER, MA 01562-4101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 070240-105 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 70240/105 |
| Instrument | 14799 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,684.00 (+10,308.89%) | $426,600 (+9.89%) Land $63,500 Building $363,100 |
| 2025 | $45.00 (-98.92%) | $388,200 (+6.65%) Land $49,700 Building $338,500 |
| 2024 | $4,164.00 (+5.34%) | $364,000 (+11.04%) Land $49,700 Building $314,300 |
| 2023 | $3,953.00 | $327,800 Land $49,700 Building $278,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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