75 Main Rd, Milford, ME 04461 Property Records

Penobscot County and Milford Town property record for 75 Main Rd, Milford, ME 04461

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 4 ba · 1,060 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,500 (Jul 2026)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MILD M:023 B:078`

Property Details

APN / Parcel Number

Primary APN	`MILD M:023 B:078`
Alternative APN	`1325`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,060 sqft Living Area
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1325
Street Address	75 MAIN RD
City	MILFORD
State	ME
Zip	04461-3640
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	11 VIL
Legal Block	78
Jurisdiction	MILFORD ME
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3049
Census Tract	8001

Owner

Source: Penobscot County and Milford Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 MAIN RD, MILFORD, ME 04461-3640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Mar 9, 2022	Warranty Deed, Transfer
Jul 6, 2017	Deed of Trust, Mortgage CAMDEN NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Mar 9, 2022
Deed Book / Page	17940 / 26
Transfer Doc	0145390198
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD ME
Recording Date	Jul 13, 2026
Property Address	75 MAIN RD, MILFORD, ME 04461-3640
Document Number	0000018590
Book / Page	17940 / 26
Instrument Date	Jul 8, 2026
Instrument	202618590
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	75 MAIN RD, MILFORD, ME 04461-3640

Mortgage

Date	Jul 13, 2026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.87%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	75 MAIN RD, MILFORD, ME 04461-3640
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0167950040
Date	Apr 11, 2023
Book Page	16795/40
Instrument	7164

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLINGTON ME
Recording Date	Mar 9, 2022
Property Address	75 MAIN RD, MILFORD, ME 04461-3640
Document Number	0164060350
Book / Page	16406 / 350
Instrument Date	Mar 4, 2022
Instrument	6502
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 PERRY ST, LINCOLN, ME 04457-1224

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD ME
Property Address	75 MAIN RD, MILFORD, ME 04461-3640
Document Number	0145390200
Book / Page	014539 / 000200
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 MAIN RD MILFORD ME 044613603, MILFORD, ME 04461-3603

Mortgage

Document Number	0145390200
Date	Jul 7, 2017
Book Page	014539/000200
Instrument	20269

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Penobscot County and Milford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Milford Town
Unified School District	Milford (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,128.00 (+11.87%)	$127,100 (-) Land $18,500 Building $108,600
2024	$2,796.00 (+22.2%)	$127,100 (-) Land $18,500 Building $108,600
2022	$2,288.00	$127,100 Land $18,500 Building $108,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1979–2008)
Claims Outside the SFHA	4 of 26
Most Recent Claim	May 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 6 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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