75 Ludlow St, Yonkers, NY 10705 Property Records

Westchester County and Yonkers City property record for 75 Ludlow St, Yonkers, NY 10705

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 1,900 sqft · built 1991
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Tax Bill	$867 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551800 1.-184-49`

Property Details

APN / Parcel Number

Primary APN	`551800 1.-184-49`
Alternative APNs	`180000100001840490000000` `102722016`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,900 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	104 ft deep x 27.5 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	102722016
Street Address	75 LUDLOW ST
City	YONKERS
State	NY
Zip	10705-1924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A
Legal Block	184
Legal Lot Number	49.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YONKERS
Census Block Group	1
Census Block	1003
Census Tract	101

Owner

Source: Westchester County and Yonkers City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 LUDLOW ST, YONKERS, NY 10705-1924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK NA
Sep 28, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 5, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 9, 2002
Transfer Doc	0422040060
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 16, 2026
Property Address	75 LUDLOW ST, YONKERS, NY 10705-1924
Document Number	0000003559
Instrument Date	Aug 12, 2026
Instrument	20263559
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003559,
Date	Sep 16, 2026
Instrument	20263559

Lender

Name	M & T BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	75 LUDLOW ST, YONKERS, NY 10705-1924
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	TITLE 365- NLSE, TITLE365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LUDLOW ST, YONKERS, NY 10705-1924

Mortgage

Document Number	0622713024
Date	Sep 28, 2022
Instrument	622713024

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	75 LUDLOW ST, YONKERS, NY 10705-1924
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LUDLOW ST, YONKERS, NY 10705-1924

Mortgage

Document Number	0613433236
Date	Dec 9, 2021
Instrument	613433236

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 12, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	75 LUDLOW ST, YONKERS, NY 10705-1924
Document Number	0593643089
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 62 YONKERS NY 107050062, YONKERS, NY 10705-0062

Mortgage

Document Number	0593643089
Date	Dec 30, 2019
Book Page	059364/003089

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Yonkers City
Unified School District	Yonkers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$867.00 (-86.87%) Homeowner's exemption Senior Citizen's exemption
2025	$6,601.00	$7,608 (-) Land $1,400 Building $6,208	$442,325 (+3.49%) Land $81,395 Building $360,930
2024	Homeowner's exemption Senior Citizen's exemption	$7,608 (-) Land $1,400 Building $6,208	$427,416 (+0.56%) Land $78,652 Building $348,764
2023		$7,608 Land $1,400 Building $6,208	$425,028 Land $78,212 Building $346,816
2020	$5,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YONKERS CITY serves 211,569 people · EPA ID NY5903465
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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