75 Louise St, Gates, NC 27937 Property Records

Gates County property record for 75 Louise St, Gates, NC 27937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2020
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Oct 2020)
Tax Bill	$1,409 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-02058`

Property Details

APN / Parcel Number

Primary APN	`10-02058`
Alternative APN	`105491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	105491
Street Address	75 LOUISE ST
City	GATES
State	NC
Zip	27937-9833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH-1
Legal Description	LOT 103 - WHITEHURST FARMS
Legal Subdivision	MELVIN E WHITEHURST FARM
Legal Lot Number	103
Jurisdiction	GATES NC
Township / Civil Division	HASLETT
Census Block Group	2
Census Block	2002
Census Tract	970200

Owner

75 Louise St is owned and occupied by an individual who bought it in October 2020.

Source: Gates County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	75 LOUISE ST, GATES, NC 27937-9833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU
Oct 16, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Sep 25, 2019 · Amount on File
Deed Document Number	2020317473
Deed Book / Page	358 / 271
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	75 LOUISE ST, GATES, NC 27937-9833
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000381/72
Date	Jan 2, 2024
Book Page	381/72
Instrument	321830

Lender

Name	LANGLEY FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23612

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GATES NC
Recording Date	Oct 16, 2020
Property Address	75 LOUISE ST, GATES, NC 27937-9833
Document Number	358/271
Book / Page	358 / 271
Map Reference	CAB 2 SL 118 MAP 5
Instrument Date	Oct 14, 2020
Instrument	317473
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LOUISE ST, GATES, NC 27937-9833

Mortgage

Document Number	317474
Date	Oct 16, 2020
Instrument	317474

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GATES NC
Recording Date	Sep 25, 2019
Property Address	75 LOUISE ST, GATES, NC 27937-9833
Document Number	349/859
Book / Page	349 / 859
Map Reference	CAB 2 SL 118 MAP 5
Instrument Date	Sep 24, 2019
Instrument	315953
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Tax	$59.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 44, MOYOCK, NC 27958-0044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 75 Louise St was $1,409.

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,409.00	$210,320 (-) Land $39,900 Building $170,420	$210,320 (-) Land $39,900 Building $170,420
2025	$1,409.00	$210,320 Land $39,900 Building $170,420	$210,320 Land $39,900 Building $170,420
2023	$1,120.00	$133,427 Land $32,718 Building $100,709	$133,427 Land $32,718 Building $100,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Louise St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 29, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Louise St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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