75 Locust St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 75 Locust St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,002 sqft · built 1996
Lot Size	0.985 acres (42,889 sqft)
Owner	2 Individual Names on Record
Last Sale	$613,000 (Sep 2019)
Tax Bill	$11,651 (2026)
Deeds & Mortgages	Oct 2020 Refinance Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0021 B:0000 L:0009 C`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0021 B:0000 L:0009 C`
Alternative APN	`MDLT M:0021 B:0000 L:0009 C`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	4,256 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,889 sqft (0.985 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	75 LOCUST ST
City	MIDDLETON
State	MA
Zip	01949-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Lot Number	9 C
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2013
Census Tract	212101

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 LOCUST ST, MIDDLETON, MA 01949-1210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Sep 20, 2019	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Nov 30, 2016 · Amount on Record
Deed Book / Page	37861 / 46
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	37861-46
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	75 LOCUST ST, MIDDLETON, MA 01949-1210
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39039-508
Date	Oct 9, 2020
Book Page	39039/508
Instrument	20201009002810

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Sep 20, 2019
Property Address	75 LOCUST ST, MIDDLETON, MA 01949-1210
Document Number	37861-46
Book / Page	037861 / 000046
Instrument Date	Sep 19, 2019
Instrument	1909203630
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,795.28
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 LOCUST ST MIDDLETON MA 019491210, MIDDLETON, MA 01949-1210

Mortgage

Document Number	37861-48
Date	Sep 20, 2019
Book Page	037861/000048
Instrument	1909203640

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,651.00 (+12.32%)	$925,400 (+6.08%) Land $401,200 Building $519,600	$983,858 (+17.06%)
2025	$10,373.00 (+1.99%)	$872,400 (+1.12%) Land $345,200 Building $527,200	$840,465
2024	$10,171.00 (+10.02%)	$862,700 (+20.1%) Land $345,200 Building $517,500
2023	$9,245.00	$718,300 Land $345,200 Building $373,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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