75 Liberty St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 75 Liberty St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1957
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Aug 2024)
Tax Bill	$7,543 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0019 B:0000 L:0057`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0019 B:0000 L:0057`
Alternative APN	`MDLT M:0019 B:0000 L:0057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
Gross Area	3,448 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	75 LIBERTY ST
City	MIDDLETON
State	MA
Zip	01949-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Lot Number	57
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	3
Census Block	3013
Census Tract	212101

Owner

75 Liberty St is owned and occupied by an individual who bought it in August 2024.

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	75 LIBERTY ST, MIDDLETON, MA 01949-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage HARVARD FCU
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 31, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 12, 2018	Quit Claim Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	Jan 12, 2018 · Amount on File
Deed Document Number	20242330
Deed Book / Page	42253 / 480
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	75 LIBERTY ST, MIDDLETON, MA 01949-1442
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043261-65
Date	Mar 9, 2026
Book Page	43261/65
Instrument	20260309001450

Lender

Name	HARVARD FCU

Agreement

Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	75 LIBERTY ST, MIDDLETON, MA 01949-1442
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040777-199
Date	Mar 9, 2022
Book Page	40777/199

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2049

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	75 LIBERTY ST, MIDDLETON, MA 01949-1442
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042989-561
Date	Oct 6, 2025
Book Page	42989/561
Instrument	20251006001900

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	75 LIBERTY ST, MIDDLETON, MA 01949-1442
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039063-183
Date	Oct 16, 2020
Book Page	39063/183
Instrument	20201016000300

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	75 LIBERTY ST, MIDDLETON, MA 01949-1442
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37119-237
Date	Oct 31, 2018
Book Page	37119/237
Instrument	181031000550

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	75 LIBERTY ST, MIDDLETON, MA 01949-1442
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38057-479
Date	Nov 25, 2019
Book Page	38057/479
Instrument	20191125002000

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jan 12, 2018
Property Address	75 LIBERTY ST, MIDDLETON, MA 01949-1442
Document Number	36469-14
Book / Page	36469 / 14
Instrument	180112003870
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LIBERTY ST, MIDDLETON, MA 01949-1442

Mortgage

Document Number	364690016
Date	Jan 12, 2018
Instrument	36469/0016

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 75 Liberty St was $7,543, up 18.1% from the year before.

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,543.00 (+18.1%)	$599,100 (+11.52%) Land $345,500 Building $252,800	$657,369 (+23.15%)
2025	$6,387.00 (-1.63%)	$537,200 (-2.45%) Land $345,500 Building $191,700	$533,805
2024	$6,493.00 (+3.05%)	$550,700 (+12.48%) Land $321,000 Building $229,700
2023	$6,301.00	$489,600 Land $321,000 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Liberty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Liberty St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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