75 Legend Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 75 Legend Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 3,067 sqft · built 2005
Lot Size	0.041 acres (1,781 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Feb 2019)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Jul 2026 Transfer May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45R-31-53`

Property Details

APN / Parcel Number

Primary APN	`45R-31-53`
Alternative APNs	`045R 31 53` `46119`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,067 sqft Living Area
Gross Area	3,338 sqft
1st Floor Area	1,545 sqft
Basement Area	1,545 sqft
Finished Basement	1,522 sqft
Unfinished Basement	23 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,781 sqft (0.041 acres)
Garage Type	Attached
Garage Area	248 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	46119
Street Address	75 LEGEND DR
City	FREDERICKSBURG
State	VA
Zip	22406-8449
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	UNIT 5-3 PH 31 1446 SQFT THE VILLAS AT FALLS RUN CONDOMINIUM
Legal Subdivision	THE VILLAS AT FALLS RUN CONDO PH 31
Legal Block	3
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	3
Census Block	3007
Census Tract	10304

Owner

Source: Stafford County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 LEGEND DR, FREDERICKSBURG, VA 22406-8449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Feb 13, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Dec 15, 2005 · Amount on Record
Deed Document Number	20192046
Last Transfer Date	Jul 22, 2026
Transfer Doc	0000010956
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STAFFORD VA
Recording Date	Jul 22, 2026
Property Address	75 LEGEND DR, FREDERICKSBURG, VA 22406-8449
Document Number	0000010956
Instrument Date	Jul 22, 2026
Instrument	202610956
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LEGEND DR, FREDERICKSBURG, VA 22406-8449

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	75 LEGEND DR, FREDERICKSBURG, VA 22406-8449
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005414
Date	May 15, 2023
Instrument	230005414

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 28, 2033

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	75 LEGEND DR, FREDERICKSBURG, VA 22406-8449
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210019591
Date	Jun 8, 2021
Instrument	210019591

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Feb 13, 2019
Property Address	75 LEGEND DR, FREDERICKSBURG, VA 22406-8449
Document Number	190002046
Instrument Date	Feb 8, 2019
Instrument	2046
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LEGEND DR FREDERICKSBURG VA 224068449, FREDERICKSBURG, VA 22406-8449

Mortgage

Document Number	190002047
Date	Feb 13, 2019
Instrument	2047

Lender

Name	AMERICAN FIN'L NTWK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,128.00 (+6.14%)	$339,400 (+8.82%) Land $85,000 Building $254,400	$339,400 (+8.82%) Land $85,000 Building $254,400
2023	$2,947.00 (+23.41%)	$311,900 Land $70,000 Building $241,900	$311,900 Land $70,000 Building $241,900
2021	$2,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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