75 Lakefront Dr, Covington, GA 30016 Property Records

Newton County property record for 75 Lakefront Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,640 sqft · built 1994
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2019)
Tax Bill	$2,805 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00150-00000-489-000`

Property Details

APN / Parcel Number

Primary APN	`00150-00000-489-000`
Alternative APNs	`0015 489` `8153`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,640 sqft Heated Area
1st Floor Area	1,640 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	8153
Street Address	75 LAKEFRONT DR
City	COVINGTON
State	GA
Zip	30016-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.60AC LT45 OAKLAKE
Legal Subdivision	OAKLAKE
Legal Lot Number	45
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1005
Census Tract	100905

Owner

Source: Newton County assessment roll, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	75 LAKEFRONT DR, COVINGTON, GA 30016-4237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CREDIT UNION
Jul 10, 2019	Grant Deed, Transfer · Conventional with PMI GEORGIA UNITED CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	20192773
Deed Book / Page	3864 / 117
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	75 LAKEFRONT DR, COVINGTON, GA 30016-4237
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LAKEFRONT DR, COVINGTON, GA 30016-4237

Mortgage

Document Number	0045260000000255
Date	Jul 5, 2023
Book Page	0000004526/0000000255
Instrument	008029

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	75 LAKEFRONT DR, COVINGTON, GA 30016-4237
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LAKEFRONT DR, COVINGTON, GA 30016-4237

Mortgage

Document Number	0043840000000437
Date	May 9, 2022
Book Page	0000004384/0000000437
Instrument	008266

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 10, 2019
Property Address	75 LAKEFRONT DR, COVINGTON, GA 30016-4237
Document Number	0038640117
Book / Page	003864 / 000117
Instrument Date	Jun 28, 2019
Instrument	8533
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 LAKEFRONT DR COVINGTON GA 300164237, COVINGTON, GA 30016-4237

Mortgage

Document Number	38640119
Date	Jul 10, 2019
Book Page	003864/000119
Instrument	8534

Lender

Name	GEORGIA UNITED CU
Type	Credit Union
Address	DULUTH, GA 30097

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,805.00 (+16.05%) Homeowner's exemption	$117,920 (+20.33%) Land $14,800 Building $103,120	$294,800 (+20.33%) Land $37,000 Building $257,800
2023		$98,000 Land $9,200 Building $88,800	$245,000 Land $23,000 Building $222,000
2022	$2,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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