Middlesex County and Waltham City property record for 75 Lake St, Waltham, MA 02451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,952 sqft · built 1956 |
| Lot Size | 0.224 acres (9,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Jan 2017) |
| Tax Bill | $7,618 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61024 |
| Primary APN | 61024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Living Area |
| Gross Area | 3,304 sqft |
| Basement Area | 1,028 sqft |
| Finished Basement | 1,028 sqft |
| Unfinished Basement | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,749 sqft (0.224 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 61024 |
|---|---|
| Street Address | 75 LAKE ST |
| City | WALTHAM |
| State | MA |
| Zip | 02451-3149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 368101 |
75 Lake St is owned and occupied by two individuals who bought it in January 2017.
Source: Middlesex County and Waltham City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 LAKE ST, WALTHAM, MA 02451-3149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Jan 31, 2017 | Quit Claim Deed, Transfer · Conventional with PMI EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on File |
| Deed Sale | Jan 31, 2017 · Amount on File |
| Prior Sale | Jan 7, 1994 · Amount on File |
| Deed Book / Page | 68840 / 36 |
| Transfer Doc | 0068840-36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 75 LAKE ST, WALTHAM, MA 02451-3149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74546-35 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 74546/35 |
| Instrument | 61746 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jan 31, 2017 |
| Property Address | 75 LAKE ST, WALTHAM, MA 02451-3149 |
| Document Number | 68840-36 |
| Book / Page | 068840 / 000036 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 17472 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,644.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 LAKE ST WALTHAM MA 024513149, WALTHAM, MA 02451-3149 |
| Document Number | 68840-39 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 068840/000039 |
| Instrument | 17473 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2047 |
The 2025 property tax bill for 75 Lake St was $7,618, up 4% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,618.00 (+4.01%) | $775,800 (+2.12%) Land $384,000 Building $391,800 | $763,420 (-11.4%) |
| 2024 | $7,324.00 (-0.1%) | $759,700 (+6.94%) Land $365,700 Building $394,000 | $861,650 |
| 2023 | $7,331.00 | $710,400 Land $333,900 Building $376,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Lake St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 individual policies |
| Nearby Flood Policies | 17 units insured incl. 2 condo units |
| Nearby Flood Claims | 35 (1978–2014) |
| Claims Outside the SFHA | 9 of 35 |
| Most Recent Claim | Dec 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 75 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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