Lincoln County property record for 75 Lake Bend Dr, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,448 sqft · built 2019 |
| Lot Size | 6.86 acres (298,822 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,195 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-02-000-000-018.046 |
| Primary APN | 13-10-02-000-000-018.046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,448 sqft Living Area |
| Basement Area | 2,448 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 298,822 sqft (6.86 acres) |
| Garage Area | 808 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 75 LAKE BEND DR |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 & 47 WOODS OF SANDY CREEK |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 17 |
| Legal Subdivision | SANDY CREEK |
| Legal Lot Number | 46-47 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BURR OAK |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 810401 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 LAKE BEND DR, WINFIELD, MO 63389-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Mar 16, 2020 | Deed of Trust, Mortgage LENNY SCHULTE CONSTRUCTION CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2014 |
| Deed Sale | Mar 4, 2014 |
| Deed Document Number | 20141481 |
| Deed Book / Page | 2349 / 468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 75 LAKE BEND DR, WINFIELD, MO 63389-2223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2445/562 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 2445/562 |
| Instrument | 2020003571 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 75 LAKE BEND DR, WINFIELD, MO 63389-2223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2444/541 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 2444/541 |
| Instrument | 2020002543 |
| Name | LENNY SCHULTE CONSTRUCTION CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | O FALLON, MO 63366 |
| Amount | Amount Recorded |
|---|---|
| Term | 11 Months |
| Due | Feb 27, 2021 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,243 (-) Land $11,780 Building $61,463 | ||
| 2025 | $4,195.00 (+11.99%) | $73,243 (+12.48%) Land $11,780 Building $61,463 | $385,490 (+12.48%) Land $62,000 Building $323,490 |
| 2023 | $3,746.00 (+5.4%) | $65,115 Land $7,980 Building $57,135 | $342,710 Land $42,000 Building $300,710 |
| 2022 | $3,554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 16 (2008–2022) |
| Most Recent Claim | Sep 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
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