Albany County and Albany City property record for 75 Krumkill Rd, Albany, NY 12208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,690 sqft · built 1940 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,743 (2021) |
| Deeds & Mortgages | Oct 2018 Reverse Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 64.70-1-55 |
| Primary APN | 010100 64.70-1-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Upper Floors Area | 442 sqft |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 118 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 448 sqft |
| Patio Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06407000010550000000 |
|---|---|
| Old Parcel Number | 010006407000010550000000 |
| Street Address | 75 KRUMKILL RD |
| City | ALBANY |
| State | NY |
| Zip | 12208-1262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | LOT:55.000 BLK:1 SEC:64.70 DIST:010100 CITY/MUNI/TWP:ALBANY |
| Legal Subdivision | KAINE TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 55.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1803 |
Source: Albany County and Albany City records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 75 KRUMKILL RD, ALBANY, NY 12208-1262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2018 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Sep 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 75 KRUMKILL RD, ALBANY, NY 12208-1262 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000001928 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | R2018-21928 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | LIBOR |
| Margin | 2 |
| Max Rate | 7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 75 KRUMKILL RD, ALBANY, NY 12208-1262 |
| Document Number | 0000021929 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 KRUMKILL RD ALBANY NY 122081262, ALBANY, NY 12208-1262 |
| Document Number | 0000021929 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 21929 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Albany County and Albany City assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $313,000 (+62.18%) Land $62,600 Building $250,400 | $326,042 (+19.66%) Land $65,208 Building $260,834 | |
| 2023 | $193,000 (-) Land $39,000 Building $154,000 | $272,483 (+12.55%) Land $55,061 Building $217,422 | |
| 2022 | $193,000 Land $39,000 Building $154,000 | $242,097 Land $48,921 Building $193,176 | |
| 2021 | $5,743.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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