Naugatuck Borough property record for 75 Kosko Ln, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,248 sqft · built 1961 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jan 2022) |
| Tax Bill | $8,385 (2026) |
| Deeds & Mortgages | May 2025 Line of Credit Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AH17 10E94 17-18 |
| Primary APN | AH17 10E94 17-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,248 sqft Living Area |
| Gross Area | 5,423 sqft |
| 1st Floor Area | 2,248 sqft |
| Basement Area | 1,816 sqft |
| Unfinished Basement | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 25-1400 |
|---|---|
| Street Address | 75 KOSKO LN |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-3138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Lot Number | 1400 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 345100 |
Source: Naugatuck Borough records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 KOSKO LN, NAUGATUCK, CT 06770-3138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQUITY LLC |
| Jan 4, 2022 | Warranty Deed, Transfer · FHA Mortgage PRIME LENDING INC |
| Nov 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on Record |
| Deed Sale | Jan 4, 2022 · Amount on Record |
| Prior Sale | Aug 3, 2009 · Amount on Record |
| Deed Document Number | 20228 |
| Deed Book / Page | 1093 / 218 |
| Prior Transfer Date | Nov 21, 2021 |
| Prior Transfer Doc | 001089-739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 75 KOSKO LN, NAUGATUCK, CT 06770-3138 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001160-249 |
|---|---|
| Date | May 22, 2025 |
| Book Page | 1160/249 |
| Instrument | 2025-1572 |
| Name | SPRING EQUITY LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Jan 4, 2022 |
| Property Address | 75 KOSKO LN, NAUGATUCK, CT 06770-3138 |
| Document Number | 001093-218 |
| Book / Page | 1093 / 218 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2022-00008 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 262 N MAIN ST APT 2ND, NAUGATUCK, CT 06770-3274 |
| Document Number | 0202200009 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022-00009 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Nov 22, 2021 |
| Property Address | 75 KOSKO LN, NAUGATUCK, CT 06770-3138 |
| Document Number | 001089-739 |
| Book / Page | 1089 / 739 |
| Instrument Date | Nov 21, 2021 |
| Instrument | 5288 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 KOSKO LN, NAUGATUCK, CT 06770-3138 |
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,385.00 (+1.64%) | $207,340 (-) Land $35,350 Building $171,990 | $408,833 (+181.69%) |
| 2025 | $8,250.00 | $207,340 (-) Land $35,350 Building $171,990 | $145,138 Land $24,745 Building $120,393 |
| 2024 | $8,250.00 (-11.08%) | ||
| 2023 | $9,278.00 (+18.36%) | $207,340 (+26.3%) Land $35,350 Building $171,990 | |
| 2022 | $7,839.00 | $164,170 Land $37,580 Building $126,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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