75 Kirkcaldy Ln, Middletown, DE 19709 Property Records

New Castle County property record for 75 Kirkcaldy Ln, Middletown, DE 19709

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,498 sqft · built 2013
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$308,270 (Nov 2013)
Tax Bill$4,260 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23-045.00-067

Property Details

APN / Parcel Number

Primary APN23-045.00-067

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,498 sqft Living Area
1st Floor Area1,176 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address75 KIRKCALDY LN
CityMIDDLETOWN
StateDE
Zip19709-8740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code23R-1B
Legal SubdivisionESTATES AT ST ANNES
Legal Lot Number294
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group2
Census Block2000
Census Tract16806

Owner

75 Kirkcaldy Ln is owned and occupied by two individuals who bought it in November 2013.

Source: New Castle County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address75 KIRKCALDY LN, MIDDLETOWN, DE 19709-8740
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ARTISANS BANK
Jul 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARTISANS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2013 · Amount on File
Deed SaleNov 12, 2013 · Amount on File
Deed Document Number201371381
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address75 KIRKCALDY LN, MIDDLETOWN, DE 19709-8740
Transaction TypeMortgage
Record UpdatedMay 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026696
DateApr 26, 2023
Instrument20230426-0026696
Lender
NameARTISANS BANK
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueApr 19, 2033

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address75 KIRKCALDY LN, MIDDLETOWN, DE 19709-8740
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057935
DateJul 14, 2020
Instrument20200714-0057935
Lender
NameARTISANS BANK
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 75 Kirkcaldy Ln was $4,260.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityMiddletown Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,260.00$633,600 Land $123,000 Building $510,600
2024$509,850
2023$3,286.00 (+0.18%)$106,700 (-) Land $13,900 Building $92,800
2022$3,280.00$106,700 Land $13,900 Building $92,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 Kirkcaldy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Kirkcaldy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fiber
980 / 880

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