75 Karen Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 75 Karen Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,900 (Jun 2017)
Tax Bill	$964 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0011B112000`

Property Details

APN / Parcel Number

Primary APN	`0011B112000`
Alternative APNs	`0011B112` `6965`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 66 ft wide

Exterior Amenities

Porch	Porch
Porch Area	276 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	360 sqft
Canopy	420 sqft
Utility Building	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6965
Street Address	75 KAREN DR
City	RINGGOLD
State	GA
Zip	30736-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LOTS 121 122 EAST RIDGE TERRACE
Legal Subdivision	EAST RIDGE TERRACE
Legal Lot Number	121
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2013
Census Tract	30402

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 KAREN DR, RINGGOLD, GA 30736-8432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	20172020-002231
Deed Book / Page	2086 / 583
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 19, 2020
Property Address	75 KAREN DR, RINGGOLD, GA 30736-8432
Document Number	0020860583
Book / Page	002086 / 000583
Instrument Date	Jun 29, 2017
Instrument	8526
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	75 KAREN DR RINGGOLD GA 307368432, RINGGOLD, GA 30736-8432

Mortgage

Document Number	20860585
Date	Oct 19, 2020
Book Page	002086/000585
Instrument	8527

Lender

Name	B & D PROP/TENNESSEE LLC
Address	4414 BRAINERD RD, CHATTANOOGA, TN 37411-5426

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	84 Months
Due	Oct 18, 2027

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00 (+15.17%)	$50,792 (+35.75%) Land $6,000 Building $44,792	$126,981 (+35.75%) Land $15,000 Building $111,981
2023	$837.00 (+23.63%)	$37,416 Land $6,000 Building $31,416	$93,540 Land $15,000 Building $78,540
2022	$677.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1990–2009)
Claims Outside the SFHA	15 of 23
Most Recent Claim	Sep 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2009 · 15 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20