Erie County and Cheektowaga Town property record for 75 Joseph St, Buffalo, NY 14225
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 2,432 sqft · built 1962 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Mar 2023) |
| Tax Bill | $8,248 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-0132000 |
| Primary APN | 026-0132000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,432 sqft Total Area |
| 1st Floor Area | 2,222 sqft |
| Basement Area | 210 sqft |
| Finished Basement | 210 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Basement |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 026-0132000 |
|---|---|
| Street Address | 75 JOSEPH ST |
| City | BUFFALO |
| State | NY |
| Zip | 14225-4403 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02R |
| Legal Description | W COR OF LUCY LANE MC 2069 SL 111 |
| Legal Subdivision | HOLLAND LAND COMPANY S SURVEY |
| Legal Block | 13 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10003 |
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 JOSEPH ST, BUFFALO, NY 14225-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUIDANCE RESIDENTIAL LLC |
| Mar 29, 2023 | Warranty Deed, Transfer |
| Dec 18, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 25, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Sep 19, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on Record |
| Deed Sale | Mar 29, 2023 · Amount on Record |
| Prior Sale | Sep 19, 2019 · Amount on Record |
| Deed Document Number | 20232023054144 |
| Deed Book / Page | 11415 / 4830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 75 JOSEPH ST, BUFFALO, NY 14225-4403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1029 E FERRY ST 2, 2, BUFFALO, NY 14211-1454 |
| Document Number | 0140861795 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 14086/1795 |
| Instrument | 2023054145 |
| Name | GUIDANCE RESIDENTIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 29, 2023 |
| Property Address | 75 JOSEPH ST, BUFFALO, NY 14225-4403 |
| Document Number | 0114154830 |
| Book / Page | 11415 / 4830 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023054144 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 JOSEPH ST, CHEEKTOWAGA, NY 14225-4403 |
| Name | Verified Name |
|---|---|
| Address | 75 JOSEPH ST, CHEEKTOWAGA, NY 14225-4403 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 75 JOSEPH ST, BUFFALO, NY 14225-4403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138816935 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 13881/6935 |
| Instrument | 2018251556 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 75 JOSEPH ST, BUFFALO, NY 14225-4403 |
| Document Number | 0139198158 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 75 JOSEPH ST CHEEKTOWAGA NY 142254403, CHEEKTOWAGA, NY 14225-4403 |
| Document Number | 0139198158 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 013919/008158 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 20, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 19, 2019 |
| Property Address | 75 JOSEPH ST, BUFFALO, NY 14225-4403 |
| Document Number | 0113500662 |
| Book / Page | 011350 / 000662 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 191 BRANDYWINE DR WILLIAMSVILLE NY 142211805, WILLIAMSVILLE, NY 14221-1805 |
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga-Maryvale Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,248.00 (+85.06%) | ||
| 2025 | $4,457.00 (-43.31%) | $251,000 (-) Land $17,000 Building $234,000 | $334,667 (+6.67%) Land $22,667 Building $312,000 |
| 2024 | $7,862.00 | $251,000 (-) Land $17,000 Building $234,000 | $313,750 (+13.75%) Land $21,250 Building $292,500 |
| 2023 | $251,000 (-) Land $17,000 Building $234,000 | $275,824 (+9.89%) Land $18,681 Building $257,143 | |
| 2022 | $251,000 Land $17,000 Building $234,000 | $251,000 Land $17,000 Building $234,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2006) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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