Naugatuck Borough property record for 75 Joseph Rd, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,256 sqft · built 1963 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Aug 1993) |
| Tax Bill | $6,083 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jul 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-4761 |
| Primary APN | 015-4761 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Gross Area | 2,666 sqft |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 15-4761 |
|---|---|
| Street Address | 75 JOSEPH RD |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Lot Number | 4761 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 345400 |
Source: Naugatuck Borough records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 JOSEPH RD, NAUGATUCK, CT 06770-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION |
| Jul 18, 2018 | Deed of Trust, Mortgage · Line of Credit WATERBURY TEACH FCU |
| Jul 18, 2018 | Deed of Trust, Mortgage · Line of Credit WATERBURY TEACH FCU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 1993 · Amount on Record |
| Deed Sale | Aug 26, 1993 · Amount on Record |
| Deed Book / Page | 370 / 477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 75 JOSEPH RD, NAUGATUCK, CT 06770-2304 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001065-435 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 1065/435 |
| Instrument | 628 |
| Name | DUTCH POINT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Mar 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 75 JOSEPH RD, NAUGATUCK, CT 06770-2304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1014-150 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 1014/150 |
| Name | WATERBURY TEACH FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 75 JOSEPH RD, NAUGATUCK, CT 06770-2304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1014-157 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 1014/157 |
| Name | WATERBURY TEACH FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 75 JOSEPH RD, NAUGATUCK, CT 06770-2304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1051-610 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 1051/610 |
| Name | DUTCH POINT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2025 |
Source: Naugatuck Borough assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,083.00 | $152,880 (-) Land $34,090 Building $118,790 | $107,016 Land $23,863 Building $83,153 |
| 2024 | $6,083.00 (-11.08%) | ||
| 2023 | $6,841.00 (+23.93%) | $152,880 (+32.24%) Land $34,090 Building $118,790 | |
| 2022 | $5,520.00 | $115,610 Land $36,300 Building $79,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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