Cherokee County property record for 75 Jessie Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 840 sqft · built 2016 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,500 (Apr 2020) |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 447900378986000 |
| Primary APN | 447900378986000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 840 sqft Heated Area |
| Upper Floors Area | 240 sqft |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 208 ft deep x 307 ft wide |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 51841 |
|---|---|
| Street Address | 75 JESSIE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-2090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 CABINS @ WELLS LAKE 1557/267 H/343 |
| Legal Lot Number | 18 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 930604 |
Source: Cherokee County records · APN 447900378986000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 444 NW 1ST AVE APT 302, 302, FT LAUDERDALE, FL 33301-8202 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 28, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Prior Sale | Mar 28, 2017 · Amount on Record |
| Deed Document Number | 2138 |
| Deed Book / Page | 1642 / 742 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 30, 2020 |
| Property Address | 75 JESSIE LN, MURPHY, NC 28906-2090 |
| Document Number | 001642/742 |
| Book / Page | 1642 / 742 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 2138 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5605 N OCEAN DR, HOLLYWOOD, FL 33019-4507 |
| Document Number | 0001642746 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 1642/746 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 28, 2017 |
| Property Address | 75 JESSIE LN, MURPHY, NC 28906-2090 |
| Document Number | 01557/0267 |
| Book / Page | 01557 / 0267 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 01299 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 RITZ RD, 236, MURPHY, NC 28906-6259 |
| Name | Verified Name |
|---|---|
| Address | 75 JOS LN, MURPHY, NC 28906-8848 |
| Document Number | 0000001300 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 01300 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 | $117,510 (-) | $117,510 (-) Land $15,000 Building $102,510 |
| 2023 | $117,510 | $117,510 Land $15,000 Building $102,510 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force 3 of 8 on primary residences |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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