Bergen County and Lodi Borough property record for 75 James St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,396 sqft · built 1912 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,000 (Aug 1994) |
| Tax Bill | $9,455 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00101-0000-00011 |
| Primary APN | 31-00101-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,396 sqft Living Area |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Account Number | 208200 |
|---|---|
| Street Address | 75 JAMES ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 40X100 |
| Legal Subdivision | BOROUGH/LODI |
| Legal Block | 101 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 30402 |
75 James St is owned and occupied by an individual who acquired it in August 2015.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 JAMES ST, LODI, NJ 07644-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 1994 · Amount on File |
| Deed Sale | Aug 16, 1994 · Amount on File |
| Deed Book / Page | 7723 / 195 |
| Last Transfer Date | Aug 22, 2015 |
| Transfer Doc | 0020682323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 75 JAMES ST, LODI, NJ 07644-3118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045851280 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 4585/1280 |
| Instrument | 2022020869 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 75 James St was $9,455, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,100 (-) Land $153,100 Building $114,000 | $267,100 (-) Land $153,100 Building $114,000 | |
| 2025 | $9,455.00 (+5.61%) | $267,100 Land $153,100 Building $114,000 | $267,100 Land $153,100 Building $114,000 |
| 2024 | $8,953.00 | ||
| 2023 | $267,100 Land $153,100 Building $114,000 | $267,100 Land $153,100 Building $114,000 | |
| 2022 | $8,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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