75 Irwin St W, Safety Harbor, FL 34695 Property Records

Pinellas County property record for 75 Irwin St W, Safety Harbor, FL 34695

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1986
Lot Size	0.198 acres (8,647 sqft)
Owner	Individual Name on File
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-2009-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-2009-4`
Alternative APNs	`34-28-16-58212-001-0080` `162834582120010080` `R374347`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Heated Area
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,647 sqft (0.198 acres)
Lot Dimensions	116 ft deep x 75 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	656 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R374347
Old Parcel Number	162834582120010080
Street Address	75 IRWIN ST W
City	SAFETY HARBOR
State	FL
Zip	34695-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIRA MAR TERRACE BLK 1, LOT 8 AND W 1/2 OF LOT 7
Legal Range	16
Legal Township	28
Legal Section	34
Legal Subdivision	MIRA MAR TERRACE
Legal Block	1
Legal Lot Number	8
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3000
Census Tract	26817

Owner

75 Irwin St W is owned and occupied by an individual.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	75 IRWIN ST W, SAFETY HARBOR, FL 34695-2240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	75 IRWIN ST W, SAFETY HARBOR, FL 34695-2240
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 IRWIN ST W, SAFETY HARBOR, FL 34695-2240

Mortgage

Document Number	0226011522
Date	Oct 23, 2023
Book Page	22601/1522
Instrument	2023270759

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 75 Irwin St W was $1,399 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Safety Harbor City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,399.00 Homeowner's exemption	$121,752	$405,403 Land $193,256 Building $212,147
2023	$1,273.00 (+29.9%) Homeowner's exemption	$114,875 (+3%)	$398,892 (+26.13%) Land $256,529 Building $142,363
2022	$980.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$111,529	$316,261 Land $206,360 Building $109,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Irwin St W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	2 (1979–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Irwin St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAFETY HARBOR WATER DEPT serves 16,473 people · EPA ID FL6521576
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30